Investment RateSaver Home Loan
The Investment RateSaver Home Loan is our simple vanilla loan with a super-low rate, unlimited additional repayments as well as the ability to redraw.
- From (investment)
- 6.19%
- 6.22% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Advertised rate | 6.19% | 6.22% | LVR <=70% |
| Variable | 6.39% | 6.42% | LVR 71% <=80% |
| Variable | 6.59% | 6.62% | LVR 81% <= 95% (inc LMI) |
Fees
| Fee | Type | Amount |
|---|---|---|
| Archive retrieval fee A $50 hourly fee applies plus any expenses incurred | Event | From $50.00 |
| Audit Certificate Fee Per audit certificate requested | Event | $50.00 |
| Arrears notice fee 2nd and subsequent reminders by letter or phone | Event | $20.00 |
| Property valuation fee At cost. Minimum is $250.00 | Event | From $250.00 |
| Copies of statements (up to 12 months) at branch | Event | $2.50 |
| Consent fee For 2nd or subsequent mortgages or lease registration | Event | $250.00 |
| RateSaver Switch fee + 3rd party costs-To switch to a RateSaver Loan | Event | $100.00 |
Features
- Redraw facility
- Extra repayments
- Loyalty program — Relationship Reward Program
- Split Loan
Eligibility
- Minimum age — 18 years
- Residency status — Individuals must be citizens or permanent residents of Australia.
- Individuals only
- Employment status — Applicants must be currently employed or receiving a regular income. Self employed clients should contact the Bank prior to applying
Constraints
- Maximum limit — $5,000,000.00
- Minimum limit — $150,000.00
- Maximum LVR — 95%
- Minimum LVR — 0%
- the minimum loan term for home loans is 8 years.
More Information
Published by Australian Military Bank under the Consumer Data Right · Last updated 24 June 2026 · Product ID 0736a02f-564d-4ff5-8084-4e27885bf9f8 · View on CDR.gov.au