---
title: "Investment RateSaver Home Loan — Australian Military Bank"
description: "Home Loans from Australian Military Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/australian-military-bank/products/0736a02f-564d-4ff5-8084-4e27885bf9f8
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-26T14:00:00.537455Z
---

# Investment RateSaver Home Loan — Australian Military Bank

> Home Loans from Australian Military Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · AMB Bank Product **

The Investment RateSaver Home Loan is our simple vanilla loan with a super-low rate, unlimited additional repayments as well as the ability to redraw.

## At a glance

- **From (investment):** 6.19% (6.22% comparison)

## Apply

Applications are handled by the provider: [Apply at Australian Military Bank](https://amb-aip.simpology.com.au/)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Advertised rate) | 6.19% | 6.22% | LVR <=70% |
| Variable | 6.39% | 6.42% | LVR 71% <=80% |
| Variable | 6.59% | 6.62% | LVR 81% <= 95% (inc LMI) |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Archive retrieval fee — A $50 hourly fee applies plus any expenses incurred | Event | From $50.00 |
| Audit Certificate Fee — Per audit certificate requested | Event | $50.00 |
| Arrears notice fee — 2nd and subsequent reminders by letter or phone | Event | $20.00 |
| Property valuation fee — At cost. Minimum is $250.00 | Event | From $250.00 |
| Copies of statements (up to 12 months) at branch | Event | $2.50 |
| Consent fee — For 2nd or subsequent mortgages or lease registration | Event | $250.00 |
| RateSaver Switch fee — + 3rd party costs-To switch to a RateSaver Loan | Event | $100.00 |
| Mortgage discharge fee — + 3rd party costs | Event | $120.00 |
| Redraw fee (per redraw) | Transaction | $10.00 |
| Documentation re-issue fee  — + 3rd party costs | Event | $100.00 |
| Copies of statements (up to 12 months) posted — per page | Event | $1.00 |
| Paper statement fee (per statement) — Charged every 3 months | Ongoing | $2.00 |
| Copies of statements (over 12 months) at branch or posted — per page | Event | $5.00 |
| Switch/variation fee - home & investment loans — + 3rd party costs-To switch or vary home loans (other than switching to RateSaver) | Event | $100.00 |
| Default notice fee — Payable when a notice is issued regarding a default under the contract | Event | $30.00 |
| RateSaver Processing fee — When borrowing in excess of 80% LVR | Upfront | $450.00 |

## Features

- **Redraw facility**
- **Extra repayments**
- **Loyalty program** — Relationship Reward Program
- **Split Loan**

## Eligibility

- **Minimum age** — 18 years
- **Residency status** — Individuals must be citizens or permanent residents of Australia.
- **Individuals only**
- **Employment status** — Applicants must be currently employed or receiving a regular income. Self employed clients should contact the Bank prior to applying

## Constraints

- **Maximum limit** — $5,000,000.00
- **Minimum limit** — $150,000.00
- **Maximum LVR** — 95%
- **Minimum LVR** — 0%
- **the minimum loan term for home loans is 8 years. 
**
- **Maximum loan term 30 years**

## More information from Australian Military Bank

- [Overview](https://www.australianmilitarybank.com.au/home-loans/investment-ratesaver-home-loan)
- [Fees & pricing](https://www.australianmilitarybank.com.au/disclosuredocuments)

## Data provenance

- Published by Australian Military Bank under the Consumer Data Right
- Product ID: `0736a02f-564d-4ff5-8084-4e27885bf9f8`
- Last updated by the provider: 26 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/australian-military-bank/0736a02f-564d-4ff5-8084-4e27885bf9f8
- Provider page: https://www.cdrcompare.au/brands/australian-military-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000109

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/australian-military-bank/products/0736a02f-564d-4ff5-8084-4e27885bf9f8) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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