---
title: "Christmas Club — Australian Military Bank"
description: "Transaction & Savings Accounts from Australian Military Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/australian-military-bank/products/326776d2-ae4e-445b-bb8a-eca7cfed1ec5
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-24T23:19:48.597843Z
---

# Christmas Club — Australian Military Bank

> Transaction & Savings Accounts from Australian Military Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · AMB Bank Product **

With limited withdrawals throughout the year and a direct credit facility available, the Christmas Club Account helps you stay on track with your savings for the festive season.

## At a glance

- **Base rate:** 2%

## Apply

Applications are handled by the provider: [Apply at Australian Military Bank](https://ib.australianmilitarybank.com.au/AMBInternetBanking/?pd=SSXMA)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 2% | — | yearly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| EFT trace/recall of funds | Transaction | $25.00 |
| Inactive fee for accounts inactive 12 months or greater — Charged monthly | Ongoing | $2.00 |
| Archive retrieval fee — Per hour fee applies plus any expenses incurred | Event | From $50.00 |
| Paper statement fee (per statement) — Charged monthly | Ongoing | $2.00 |
| Copies of statements (over 12 months) at branch | Event | $5.00 |
| Copies of statements (up to 12 months) at branch | Event | $2.50 |
| Dormancy fee for accounts inactive greater than 24 months — Charged monthly | Ongoing | $2.00 |
| Audit Certificate Fee — Per audit certificate requested | Event | $50.00 |

## Features

- **Digital banking**
- **Notifications** — Members can set up a variety of notifications in Internet Banking
- **No monthly account keeping fees**
- **Withdrawals available between 1 November and 31 January each year**

## Eligibility

- **Residency status** — Individuals must be citizens or permanent residents of Australia.
- **Individuals only**

## More information from Australian Military Bank

- [Overview](https://www.australianmilitarybank.com.au/savings-accounts/christmas-club-account)
- [Terms & conditions](https://www.australianmilitarybank.com.au/disclosuredocuments)
- [Eligibility](https://www.australianmilitarybank.com.au/disclosuredocuments)
- [Fees & pricing](https://www.australianmilitarybank.com.au/disclosuredocuments)

## Data provenance

- Published by Australian Military Bank under the Consumer Data Right
- Product ID: `326776d2-ae4e-445b-bb8a-eca7cfed1ec5`
- Last updated by the provider: 24 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/australian-military-bank/326776d2-ae4e-445b-bb8a-eca7cfed1ec5
- Provider page: https://www.cdrcompare.au/brands/australian-military-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000109

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/australian-military-bank/products/326776d2-ae4e-445b-bb8a-eca7cfed1ec5) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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