DHOAS 3 Year Fixed Rate Home Loan
A Fixed Rate Home Loan gives you the best of both worlds - peace of mind with the certainty of fixed rates, without being locked in for a long period of time, available for DHOAS eligible applicants.
- From (owner occupied)
- 6.44%
- 6.9% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 3 years | 6.44% | 6.9% | LVR <=98% inc LMI |
Fees
| Fee | Type | Amount |
|---|---|---|
| Consent fee For 2nd or subsequent mortgages or lease registration | Event | $250.00 |
| Arrears notice fee 2nd and subsequent reminders by letter or phone | Event | $20.00 |
| Archive retrieval fee Per hour fee applies plus any expenses incurred | Event | From $50.00 |
| Documentation re-issue fee + 3rd party costs | Event | $100.00 |
| Switch/variation fee - home & investment loans + 3rd party costs -To switch or vary home loans (other than switching to RateSaver) | Event | $100.00 |
| Audit Certificate Fee Per audit certificate requested | Event | $50.00 |
| Paper statement fee (per statement) Charged every 3 months | Ongoing | $2.00 |
Features
- Extra repayments
- Loyalty program — Relationship Reward Program
- Split Loan
Eligibility
- Residency status — Individuals must be citizens or permanent residents of Australia.
- Individuals only
- Employment status — Applicants must be currently employed or receiving a regular income. Self employed clients should contact the Bank prior to applying
- Minimum age — 18 years
Constraints
- Minimum limit — $150,000.00
- Maximum limit — $5,000,000.00
- Minimum LVR — 0%
- Maximum LVR — 98%
- the minimum loan term for home loans is 8 years.
- Rate lock available for fixed rate home loans (owner-occupied and investment) if requested prior to formal approval. — Rate Lock
More Information
Published by Australian Military Bank under the Consumer Data Right · Last updated 10 July 2026 · Product ID 3411ebd4-5db6-409c-bc2b-89703382e1c5 · View on CDR.gov.au