DHOAS 1 Year Fixed Rate Home Loan
A Fixed Rate Home Loan gives you the best of both worlds - peace of mind with the certainty of fixed rates, without being locked in for a long period of time available for DHOAS eligible applicants.
- From (owner occupied)
- 6.39%
- 7% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 1 year | 6.39% | 7% | LVR <=98% inc LMI |
Fees
| Fee | Type | Amount |
|---|---|---|
| Copies of statements (up to 12 months) at branch | Event | $2.50 |
| Arrears notice fee 2nd and subsequent reminders by letter or phone | Event | $20.00 |
| Default notice fee Payable when a notice is issued regarding a default under the contract | Event | $30.00 |
| Processing fee | Upfront | $450.00 |
| RateSaver Switch fee + 3rd party costs- To switch to a RateSaver Loan | Event | $100.00 |
| Fixed Rate Lock fee Charged monthly | Ongoing | $750.00 |
| Audit Certificate Fee Per audit certificate requested | Event | $50.00 |
| Consent fee For 2nd or subsequent mortgages or lease registration |
Features
- Extra repayments
- Loyalty program — Relationship Reward Program
- Split Loan
Eligibility
- Minimum age — 18 years
- Residency status — Individuals must be citizens or permanent residents of Australia.
- Individuals only
- Employment status — Applicants must be currently employed or receiving a regular income. Self employed clients should contact the Bank prior to applying
Constraints
- Minimum limit — $150,000.00
- Maximum limit — $5,000,000.00
- Maximum LVR — 0.98%
- Minimum LVR — 0%
- the minimum loan term for home loans is 8 years.
- Rate lock available for fixed rate home loans (owner-occupied and investment) if requested prior to formal approval. — Rate Lock
More Information
Published by Australian Military Bank under the Consumer Data Right · Last updated 10 July 2026 · Product ID 3b46c08a-4616-4b43-94cc-b92b969b9201 · View on CDR.gov.au