DHOAS Rate Saver Home Loan
Our simple vanilla loan with a super-low variable rate, unlimited additional repayments as well as the ability to redraw available for DHOAS eligible applicants.
- From (owner occupied)
- 6.04%
- 6.07% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Advertisement rate | 6.04% | 6.07% | LVR <=70% |
| Variable | 6.24% | 6.27% | LVR 71% <=80% inc LMI |
| Variable | 6.44% | 6.47% | LVR 81% <=90% inc LMI |
| Variable | 6.69% | 6.72% | LVR 91% <=98% inc LMI |
Fees
| Fee | Type | Amount |
|---|---|---|
| Redraw fee (per redraw) | Transaction | $10.00 |
| Documentation re-issue fee + 3rd party costs | Event | $100.00 |
| Audit Certificate Fee Per audit certificate requested | Event | $50.00 |
| Default notice fee Payable when a notice is issued regarding a default under the contract | Event | $30.00 |
| Property valuation fee At cost. Minimum is $250.00 | Event | From $250.00 |
| Archive retrieval fee A $50 hourly fee applies plus any expenses incurred | Event | From $50.00 |
| Copies of statements (up to 12 months) at branch | Event | $2.50 |
| Copies of statements (up to 12 months) posted |
Features
- Redraw facility
- Extra repayments
- Loyalty program — Relationship Reward Program
- Split Loan
Eligibility
- Individuals only
- Minimum age — 18 years
- Residency status — Individuals must be citizens or permanent residents of Australia.
- Employment status — Applicants must be currently employed or receiving a regular income. Self employed clients should contact the Bank prior to applying
Constraints
- Minimum limit — $150,000.00
- Maximum limit — $5,000,000.00
- Minimum LVR — 0%
- Maximum LVR — 0.98%
- the minimum loan term for home loans is 8 years.
More Information
Published by Australian Military Bank under the Consumer Data Right · Last updated 24 June 2026 · Product ID 46c8855e-f50d-4344-89b7-a7b43a8802c2 · View on CDR.gov.au