DHOAS Standard Variable Home Loan
Standard Variable Home Loan with the benefit of 100% offset facility available for DHOAS eligible applicants.
- From (owner occupied)
- 7.04%
- 7.07% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 7.04% | 7.07% | LVR <=98% inc LMI |
Fees
| Fee | Type | Amount |
|---|---|---|
| Documentation re-issue fee + 3rd party costs | Event | $100.00 |
| Copies of statements (over 12 months) at branch or posted per page | Event | $5.00 |
| Property valuation fee At cost. Minimum is $250.00 | Event | From $250.00 |
| Arrears notice fee 2nd and subsequent reminders by letter or phone | Event | $20.00 |
| Paper statement fee (per statement) Charged every 3 months | Ongoing | $2.00 |
| Archive retrieval fee A hourly fee applies plus any expenses incurred | Event | From $50.00 |
| Redraw fee (per redraw) | Transaction | $10.00 |
Features
- Redraw facility
- Offset account
- Extra repayments
- Split Loan
- Loyalty program — Relationship Reward Program
Eligibility
- Minimum age — 18 years
- Residency status — Individuals must be citizens or permanent residents of Australia.
- Individuals only
- Employment status — Applicants must be currently employed or receiving a regular income. Self employed clients should contact the Bank prior to applying
Constraints
- Maximum limit — $5,000,000.00
- Minimum limit — $50,000.00
- Minimum LVR — 0%
- Maximum LVR — 0.98%
- the minimum loan term for home loans is 8 years.
More Information
Published by Australian Military Bank under the Consumer Data Right · Last updated 24 June 2026 · Product ID 4d72aa07-b2e8-467b-bdca-984abfbe01c9 · View on CDR.gov.au · View Source Data (JSON)