Access Account
The Access Account gives you access to your money 24/7 so you can do your banking whenever it suits you. With no monthly account keeping fees, it’s a perfect account for all your everyday needs.
- Base rate
- 0.01%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0.01% | — | yearly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Overseas ATM withdrawals | Withdrawal | $4.50 |
| Declined transactions (insufficient funds) ATM and EFTPOS within Australia | Transaction | $0.80 |
| Copies of statements (up to 12 months) posted Charged monthly · per page | Ongoing | $1.00 |
| Inactive fee for accounts inactive 12 months
or greater Charged monthly | Ongoing | $2.00 |
| Copies of statements (up to 12 months) at branch | Event | $2.50 |
| BPAY transaction (self-serve) Fee may be eligible for Relationship Reward Rebate. Refer to Fees and Charges Schedule for more information. | Transaction | $0.60 |
| External transfer/BPAY (staff-assisted) | Transaction | $5.00 |
Features
- Notifications — Members can set up a variety of notifications in Internet Banking
- No monthly account keeping fees
- Digital banking
- PayID
- Real-time payments (NPP)
- Bill payment (BPAY) — BPAY
- Card access — Visa Debit
- Additional cards
Eligibility
- Pension recipients
- Residency status — Individuals must be citizens, permanent residents or temporary residents of Australia.
More Information
Published by Australian Military Bank under the Consumer Data Right · Last updated 31 May 2026 · Product ID 73be3d87-1bcb-408b-88d1-795fb816f9d9 · View on CDR.gov.au