Value Home Loan
Get the flexibility of a variable rate with the benefit of a 100% offset facility. The Value Home Loan is also available for DHOAS eligible applicants
- From (owner occupied)
- 6.54%
- 6.57% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.54% | 6.57% | LVR <=70% |
| Variable | 6.69% | 6.72% | LVR 71% <=80% inc LMI |
| Variable Advertised rate | 6.89% | 6.92% | LVR 81% <=90% inc LMI |
| Variable | 7.14% | 7.18% | LVR 91 <=98% inc LMI |
Fees
| Fee | Type | Amount |
|---|---|---|
| RateSaver Switch Fee + 3rd party costs- To switch to a RateSaver Loan | Event | $100.00 |
| Consent fee For 2nd or subsequent mortgages or lease registration | Event | $250.00 |
| Document re-issue fee | Event | $100.00 |
| Redraw fee (per redraw) | Transaction | $10.00 |
| Paper statement fee (per statement) Charged every 3 months | Ongoing | $2.00 |
| Processing fee | Upfront | $450.00 |
| Default notice fee Payable when a notice is issued regarding a default under the contract | Event | $30.00 |
| Audit Certificate Fee Per audit certificate requested |
Features
- Offset account
- Redraw facility
- Available on loans with Principal and Interest repayments
- Extra repayments
- Loyalty program — Relationship Reward Program
- Split Loan
Eligibility
- Minimum age — 18 years
- Individuals only
- Employment status — Applicants must be currently employed or receiving a regular income. Self employed clients should contact the Bank prior to applying
- Residency status — Individuals must be citizens or permanent residents of Australia.
Constraints
- Minimum limit — $150,000.00
- Maximum limit — $5,000,000.00
- Minimum LVR — 0%
- Maximum LVR — 98%
- the minimum loan term for home loans is 8 years.
More Information
Published by Australian Military Bank under the Consumer Data Right · Last updated 24 June 2026 · Product ID 7dd3439b-b680-482a-a4ba-6946393ece39 · View on CDR.gov.au