---
title: "Value Home Loan — Australian Military Bank"
description: "Home Loans from Australian Military Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/australian-military-bank/products/7dd3439b-b680-482a-a4ba-6946393ece39
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-26T14:00:00.561901Z
---

# Value Home Loan — Australian Military Bank

> Home Loans from Australian Military Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · AMB Bank Product **

Get the flexibility of a variable rate with the benefit of a 100% offset facility.  

The Value Home Loan is also available for DHOAS eligible applicants

## At a glance

- **From (owner occupied):** 6.29% (6.32% comparison)

## Apply

Applications are handled by the provider: [Apply at Australian Military Bank](https://amb-aip.simpology.com.au/)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 6.29% | 6.32% | LVR <=70% |
| Variable | 6.49% | 6.52% | LVR 71% <=80% inc LMI |
| Variable (Advertised rate) | 6.69% | 6.72% | LVR 81% <=90% inc LMI |
| Variable | 6.94% | 6.97% | LVR 91 <=98% inc LMI |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| RateSaver Switch Fee — + 3rd party costs- To switch to a RateSaver Loan | Event | $100.00 |
| Consent fee — For 2nd or subsequent mortgages or lease registration | Event | $250.00 |
| Document re-issue fee | Event | $100.00 |
| Redraw fee (per redraw) | Transaction | $10.00 |
| Paper statement fee (per statement) — Charged every 3 months | Ongoing | $2.00 |
| Processing fee | Upfront | $450.00 |
| Default notice fee — Payable when a notice is issued regarding a default under the contract | Event | $30.00 |
| Audit Certificate Fee — Per audit certificate requested | Event | $50.00 |
| Copies of statements (over 12 months) at branch or posted — per page | Event | $5.00 |
| Copies of statements (up to 12 months) at branch | Event | $2.50 |
| Archive retrieval fee — A $50 hourly fee applies plus any expenses incurred | Event | From $50.00 |
| Mortgage discharge fee — + 3rd party costs | Event | $120.00 |
| Switch/variation fee - home & investment loans — + 3rd party costs Note: this fees is in addition to any break costs payable for fixed rate loans. | Event | $100.00 |
| Property valuation fee — At cost. Minimum is $250.00 | Event | From $250.00 |
| Arrears notice fee — 2nd and subsequent reminders by letter or phone | Event | $20.00 |

## Features

- **Offset account**
- **Redraw facility** (Available on loans with Principal and Interest repayments )
- **Extra repayments**
- **Loyalty program** — Relationship Reward Program
- **Split Loan**

## Eligibility

- **Minimum age** — 18 years
- **Individuals only**
- **Employment status** — Applicants must be currently employed or receiving a regular income. Self employed clients should contact the Bank prior to applying
- **Residency status** — Individuals must be citizens or permanent residents of Australia.

## Constraints

- **Minimum limit** — $150,000.00
- **Maximum limit** — $5,000,000.00
- **Minimum LVR** — 0%
- **Maximum LVR** — 98%
- **the minimum loan term for home loans is 8 years. **
- **Maximum loan term is 30 years**

## More information from Australian Military Bank

- [Overview](https://www.australianmilitarybank.com.au/home-loans/value-home-loan)
- [Fees & pricing](https://www.australianmilitarybank.com.au/disclosuredocuments)

## Data provenance

- Published by Australian Military Bank under the Consumer Data Right
- Product ID: `7dd3439b-b680-482a-a4ba-6946393ece39`
- Last updated by the provider: 26 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/australian-military-bank/7dd3439b-b680-482a-a4ba-6946393ece39
- Provider page: https://www.cdrcompare.au/brands/australian-military-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000109

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/australian-military-bank/products/7dd3439b-b680-482a-a4ba-6946393ece39) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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