Investment Value Home Loan
Our Investment Value Home Loan has a number of features and great flexibility. It’s designed specifically for investment lending so you can build your investment property portfolio.
- From (investment)
- 6.55%
- 6.58% comparison
Interest Rates
Investment — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.55% | 6.58% | LVR <=70% |
| Variable Advertised Rate | 6.74% | 6.77% | LVR 71% <80% (inc LMI) |
| Variable | 6.94% | 6.97% | LVR 81% <= 95% (inc LMI) |
Investment — Interest only
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 7.04% | 7.07% | LVR 0% <=80% |
Fees
| Fee | Type | Amount |
|---|---|---|
| Mortgage discharge fee 3rd party costs | Event | $120.00 |
| Arrears notice fee 2nd and subsequent reminders by letter or phone | Event | $20.00 |
| Switch/variation fee - home & investment loans + 3rd party costs -To switch or vary home loans (other than switching to RateSaver) | Event | $100.00 |
| Consent fee For 2nd or subsequent mortgages or lease registration | Event | $250.00 |
| Default notice fee Payable when a notice is issued regarding a default under the contract | Event | $30.00 |
| Paper statement fee (per statement) Charged every 3 months | Ongoing | $2.00 |
| Copies of statements (over 12 months) at branch or posted per page | Event |
Features
- Redraw facility
- Offset account
- Available on loans with Principal and Interest repayments and Interest Only Loans (max 5 yrs) repayments
- Extra repayments
- Loyalty program — Relationship Reward Program
- Split Loan
Eligibility
- Minimum age — 18 years
- Employment status — Applicants must be currently employed or receiving a regular income. Self employed clients should contact the Bank prior to applying
- Residency status — Individuals must be citizens or permanent residents of Australia.
- Individuals only
Constraints
- Minimum limit — $150,000.00
- Maximum limit — $5,000,000.00
- Minimum LVR — 0%
- Maximum LVR — 95%
- the minimum loan term for home loans is 8 years.
More Information
Published by Australian Military Bank under the Consumer Data Right · Last updated 24 June 2026 · Product ID 83c693c2-26b1-4714-8328-b7d9bc7fc911 · View on CDR.gov.au