---
title: "DHOAS Construction Loan — Australian Military Bank"
description: "Home Loans from Australian Military Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/australian-military-bank/products/94727614-bf08-4683-af95-2200ae380c0b
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-26T14:00:00.598581Z
---

# DHOAS Construction Loan — Australian Military Bank

> Home Loans from Australian Military Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · AMB Bank Product **

The Australian Military Bank Construction Loan is perfect for those wanting to build or renovate their homes. With interest only repayments to help you save during the construction period, our Construction Loan helps you to relax during this often stressful time available for DHOAS eligible applicants.

## At a glance

- **From (owner occupied):** 6.64% (6.67% comparison)

## Apply

Applications are handled by the provider: [Apply at Australian Military Bank](https://amb-aip.simpology.com.au/)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 6.64% | 6.67% | LVR <=98% |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| RateSaver Switch Fee — +3rd party costs- To switch to a RateSaver Loan | Event | $100.00 |
| Consent fee — For 2nd or subsequent mortgages or lease registration | Event | $250.00 |
| Documentation re-issue fee — + 3rd party costs | Event | $100.00 |
| Construction Loan Drawdown fee | Event | $65.00 |
| Audit Certificate Fee — Per audit certificate requested | Event | $50.00 |
| Copies of statements (over 12 months) at branch or posted — per page | Event | $5.00 |
| Default notice fee — Payable when a notice is issued regarding a default under the contract | Event | $30.00 |
| Copies of statements (up to 12 months) at branch | Event | $2.50 |
| Copies of statements (up to 12 months) posted — per page | Event | $1.00 |
| Processing fee | Upfront | $450.00 |
| Archive retrieval fee — A $50 hourly fee applies plus any expenses incurred | Event | From $50.00 |
| Paper statement fee (per statement) — Charged every 3 months | Ongoing | $2.00 |
| Arrears notice fee — 2nd and subsequent reminders by letter or phone | Event | $20.00 |
| Switch/variation fee - home & investment loans — + 3rd party costs -To switch or vary home loans (other than switching to RateSaver) | Event | $100.00 |
| Mortgage discharge fee — + 3rd party costs | Event | $120.00 |

## Features

- **Extra repayments**
- **Split Loan**
- **Loyalty program** — Relationship Reward Program

## Eligibility

- **Employment status** — Applicants must be currently employed or receiving a regular income. Self employed clients should contact the Bank prior to applying
- **Minimum age** — 18 years
- **Residency status** — Individuals must be citizens or permanent residents of Australia.
- **Individuals only**

## Constraints

- **Maximum limit** — $5,000,000.00
- **Minimum limit** — $50,000.00
- **Maximum LVR** — 98%
- **Minimum LVR** — 0%
- **the minimum loan term for home loans is 8 years. 
**
- **Maximum loan term 30 years**

## More information from Australian Military Bank

- [Overview](https://www.australianmilitarybank.com.au/dhoas-home-loans/dhoas-construction-loan)
- [Fees & pricing](https://www.australianmilitarybank.com.au/disclosuredocuments)

## Data provenance

- Published by Australian Military Bank under the Consumer Data Right
- Product ID: `94727614-bf08-4683-af95-2200ae380c0b`
- Last updated by the provider: 26 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/australian-military-bank/94727614-bf08-4683-af95-2200ae380c0b
- Provider page: https://www.cdrcompare.au/brands/australian-military-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000109

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/australian-military-bank/products/94727614-bf08-4683-af95-2200ae380c0b) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)