Online Saver
The Online Saver Account gives you access to your money exclusively via Internet Banking, so you can avoid temptation and reach your savings goals faster. Plus, you’ll be rewarded with a competitive bonus interest rate when the conditions on the account are met.
- Base rate
- 0.1%
- Bonus rate
- 4.75%
- conditions apply
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable Base Rate | 0.1% | Tier 2 | monthly |
| Bonus | 4.75% | Tier 2 | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| EFT trace/recall of funds | Transaction | $25.00 |
| Paper statement fee (per statement) Charged every 3 months | Ongoing | $2.00 |
| Copies of statements (up to 12 months) at branch | Event | $2.50 |
| Dormancy fee for accounts inactive greater
than 24 months Charged monthly | Ongoing | $2.00 |
| Copies of statements (over 12 months) at branch | Event | $5.00 |
| Archive retrieval fee A $50 hourly fee applies plus any expenses incurred | Event | From $50.00 |
| Audit Certificate Fee Per audit certificate requested | Event | $50.00 |
Features
- Digital banking
- PayID
- Real-time payments (NPP)
- Notifications — Members can set up a variety of notifications in Internet Banking
- No monthly account keeping fees
- A bonus interest rate for balances between $5,000 - $500,000 when no withdrawals are made during the calendar month
Eligibility
- Residency status — Individuals must be citizens or permanent residents of Australia.
- Minimum age — 11 years
Constraints
- Maximum balance — $500,000.00
More Information
Published by Australian Military Bank under the Consumer Data Right · Last updated 9 July 2026 · Product ID 9d1888b8-097d-4c21-849f-730bfaace6c3 · View on CDR.gov.au