Capital Guaranteed Super
Capital Guaranteed Super account is a retirement savings account (RSA) that offers a tax advantaged way to save for your retirement. It is a low risk, low cost investment option with nominal monthly fees. The account is a capital guaranteed investment, meaning your retirement savings are protected from negative earnings. Retirement Savings Account (RSA) is a superannuation account with the same tax concessions as any other superannuation fund, however it operates similar to a savings/investment account.
- Fixed rate
- 5.4%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable 10K plus | 0.25% | Tier 2 | monthly |
| Variable Base rate | 0.25% | Tier 1 | monthly |
| Fixed | 3.55% | Tier 1 | every 24 months |
| Fixed | 3.55% | Tier 1 | every 36 months |
| Fixed Maximum rate | 5.4% | Tier 1 | every 12 months |
Fees
| Fee | Type | Amount |
|---|---|---|
| Administration Fee Charged monthly · Deducted from variable interest option. | Ongoing | $5.00 |
| Early termination of fixed rate When you break the fixed term, penalty interest will be paid for the period from investment date to redemption date. Penalty interest is the lowest variable interest rate at the time of termination. | Event | From ¤0.00 |
Eligibility
- Minimum age — 18 years
- Residency status — Australian citizen, NZ citizen or permanent resident of Australia
Constraints
- Minimum balance — $20,000.00Minimum opening balance for fixed product
- Opening balance — $6,000.00Minimum initial deposit $6,000
More Information
Published by Australian Military Bank under the Consumer Data Right · Last updated 31 May 2026 · Product ID a7d9a6dc-8261-4252-978b-66bb95bec20c · View on CDR.gov.au