DHOAS Value Home Loan
Get the flexibility of a variable rate with the benefit of a 100% offset facility available for DHOAS eligible applicants.
- From (owner occupied)
- 6.4%
- 6.43% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.4% | 6.43% | LVR <=70% |
| Variable | 6.59% | 6.62% | LVR 71% <=80% inc LMI |
| Variable | 6.79% | 6.82% | LVR 81% <=90% inc LMI |
| Variable | 7.04% | 7.07% | LVR 91 <=98% inc LMI |
Fees
| Fee | Type | Amount |
|---|---|---|
| Copies of statements (over 12 months) at branch or posted per page | Event | $5.00 |
| Mortgage discharge fee + 3rd party costs | Event | $120.00 |
| Processing fee | Upfront | $450.00 |
| Document re-issue fee | Event | $100.00 |
| Copies of statements (up to 12 months) posted per page | Event | $1.00 |
| Arrears notice fee 2nd and subsequent reminders by letter or phone | Event | $20.00 |
| Consent fee For 2nd or subsequent mortgages or lease registration | Event | $250.00 |
| Archive retrieval fee A $50 hourly fee applies plus any expenses incurred |
Features
- Offset account
- Redraw facility
- Available on loans with Principal and Interest repayments
- Loyalty program — Relationship Reward Program
- Split Loan
- Extra repayments
Eligibility
- Minimum age — 18 years
- Residency status — Individuals must be citizens or permanent residents of Australia.
- Individuals only
- Employment status — Applicants must be currently employed or receiving a regular income. Self employed clients should contact the Bank prior to applying
Constraints
- Minimum limit — $150,000.00
- Maximum limit — $5,000,000.00
- Minimum LVR — 0%
- Maximum LVR — 0.98%
- the minimum loan term for home loans is 8 years.
More Information
Published by Australian Military Bank under the Consumer Data Right · Last updated 24 June 2026 · Product ID bfeb8fed-eba0-4f9d-a53f-1bad25f325cf · View on CDR.gov.au · View Source Data (JSON)