Standard Variable Home Loan
Standard Variable Home Loan with the benefit of 100% offset facility The Standard Variable Home Loan is also available for DHOAS eligible applicants
- From (owner occupied)
- 7.14%
- 7.18% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 7.14% | 7.18% | LVR <=98% inc LMI |
Fees
| Fee | Type | Amount |
|---|---|---|
| Arrears notice fee 2nd and subsequent reminders by letter or phone | Event | $20.00 |
| Audit Certificate Fee Per audit certificate requested | Event | $50.00 |
| Copies of statements (over 12 months) at branch or posted per page | Event | $5.00 |
| Default notice fee Payable when a notice is issued regarding a default under the contract | Event | $30.00 |
| Copies of statements (up to 12 months) posted per page | Event | $1.00 |
| Consent fee For 2nd or subsequent mortgages or lease registration | Event | $250.00 |
| Paper statement fee (per statement) Charged every 3 months | Ongoing | $2.00 |
Features
- Redraw facility
- Offset account
- Extra repayments
- Loyalty program — Relationship Reward Program
- Split Loan
Eligibility
- Minimum age — 18 years
- Residency status — Individuals must be citizens or permanent residents of Australia.
- Individuals only
- Employment status — Applicants must be currently employed or receiving a regular income. Self employed clients should contact the Bank prior to applying
Constraints
- Maximum limit — $5,000,000.00
- Minimum limit — $50,000.00
- Minimum LVR — 0%
- Maximum LVR — 98%
- the minimum loan term for home loans is 8 years.
More Information
Published by Australian Military Bank under the Consumer Data Right · Last updated 24 June 2026 · Product ID c4bb4d2a-b1aa-42a4-ae78-226829f2bb62 · View on CDR.gov.au