RateSaver Home Loan
Our simple vanilla loan with a super-low variable rate, unlimited additional repayments as well as the ability to redraw. The RateSaver Home Loan is also available for DHOAS eligible applicants
- From (owner occupied)
- 6.14%
- 6.17% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Advertised Rate | 6.14% | 6.17% | LVR <=70% |
| Variable | 6.34% | 6.37% | LVR 71% <=80% inc LMI |
| Variable Advertised Rate | 6.54% | 6.57% | LVR 81% <=90% inc LMI |
| Variable | 6.79% | 6.82% | LVR 91% <=98% inc LMI |
Fees
| Fee | Type | Amount |
|---|---|---|
| Mortgage discharge fee + 3rd party costs | Event | $120.00 |
| Copies of statements (up to 12 months) at branch | Event | $2.50 |
| Copies of statements (up to 12 months) posted per page | Event | $1.00 |
| Property valuation fee At cost. Minimum is $250.00 | Event | From $250.00 |
| Paper statement fee (per statement) Charged every 3 months | Ongoing | $2.00 |
| Redraw fee (per redraw) | Transaction | $10.00 |
| Consent fee For 2nd or subsequent mortgages or lease registration | Event | $250.00 |
| Audit Certificate Fee Per audit certificate requested |
Features
- Redraw facility
- Extra repayments
- Loyalty program — Relationship Reward Program
- Split Loan
Eligibility
- Individuals only
- Minimum age — 18 years
- Residency status — Individuals must be citizens or permanent residents of Australia.
- Employment status — Applicants must be currently employed or receiving a regular income. Self employed clients should contact the Bank prior to applying
Constraints
- Minimum limit — $150,000.00
- Maximum limit — $5,000,000.00
- Minimum LVR — 0%
- Maximum LVR — 98%
- the minimum loan term for home loans is 8 years.
- the minimum loan term for home loans is 8 years.
More Information
Published by Australian Military Bank under the Consumer Data Right · Last updated 24 June 2026 · Product ID fd4ed454-477c-4723-bda8-8c03e4331393 · View on CDR.gov.au