---
title: "Prime Non-standard regulated consumer loan (CRE Loan) — Australian Mortgage Fund"
description: "Business Loans from Australian Mortgage Fund. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/australian-mortgage-fund/products/AMF05000
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-23T00:59:09Z
---

# Prime Non-standard regulated consumer loan (CRE Loan) — Australian Mortgage Fund

> Business Loans from Australian Mortgage Fund. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans · Negotiable rates**

Our variable rate home loan options give you the flexibility to manage your money how and when you want. You’ll get access to our online loan portal, the freedom to make additional repayments along with the option for a 100% interest offset sub-account.

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Prime Establishment Fee — Charged once at loan establishment for prime commercial mortgage applications. Fee is 0.85% of balance for Prime Full Doc; Fee is 1% of balance for Prime Alt Doc. | Upfront | Variable |
| Prime Admin Fee — Charged monthly · Charged monthly per account split for ongoing administration of the loan. | Ongoing | $25.00 |
| Legal Fee — Covers standard legal costs incurred at loan establishment. | Upfront | $825.00 |
| Legal Disbursements — Third-party legal costs such as searches and registrations, charged at cost. | Upfront | Variable |
| Discharge Fee — Charged per plan when the loan is fully discharged. | Exit | $500.00 |
| Valuation Fee | Upfront | Variable |
| Early Repayment Fee — Only applicable if the loan is repaid within the first 3 years. | Event | 2% of balance |

## Features

- **Offset account** (100% Interest Offset sub-account. Manage loan interest charged with an Offset sub-account.)
- **Redraw facility** (Redraw Facility (minimum redraw amounts apply). Make additional repayments and redraw at any time.)
- **Extra repayments** (Additional repayments. Make extra repayments at any time, subject to terms and conditions.)
- **Flexible Loan Terms. 1-30 year loan terms are available.**
- **Digital banking** (Provides borrowers online access to view and manage loan accounts.)
- **Repayment option - choose between variable and interest only (max 5 years) repayments.**

## Eligibility

- **Minimum age** — 18 years (Individual borrower must be 18 years + to enter into a contract.)
- **Residency status** — Only available to Australian Citizens or Permanent Residents.
- **All applications are subject to credit assessment and eligibility criteria.**

## Constraints

- **Minimum limit** — $100,000.00

## Data provenance

- Published by Australian Mortgage Fund under the Consumer Data Right
- Product ID: `AMF05000`
- Last updated by the provider: 23 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/australian-mortgage-fund/AMF05000
- Provider page: https://www.cdrcompare.au/brands/australian-mortgage-fund

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/australian-mortgage-fund/products/AMF05000) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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