--- title: "Everyday Business Account — Australian Mutual Bank LTD" description: "Transaction & Savings Accounts from Australian Mutual Bank LTD. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/australian-mutual-bank-ltd/products/15360d80-4521-11f1-bb7b-325096b39f47 source: "CDR Compare" language: en-AU last_updated: 2026-08-26T14:04:07.000+10:00 --- # Everyday Business Account — Australian Mutual Bank LTD > Transaction & Savings Accounts from Australian Mutual Bank LTD. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Transaction & Savings Accounts · Australian Mutual Bank** An easy and efficient way to manage your business. ## At a glance - **Base rate:** 0.01% ## Apply Applications are handled by the provider: [Apply at Australian Mutual Bank LTD](https://australianmutual.bank/business/accounts/premier-business-account/) ## Interest rates | Type | Rate | Comparison | Applies to | | --- | --- | --- | --- | | Variable (Secured Commercial Overdraft Interest rate) | 8.05% | — | — | | Variable (Unsecured Commercial Overdraft Interest rate) | 14.51% | — | — | ## Deposit rates | Type | Rate | Applies to | Interest paid | | --- | --- | --- | --- | | Variable | 0% | Everyday Business Account_Tier_1 | monthly | | Variable | 0% | Everyday Business Account_Tier_2 | monthly | | Variable | 0.01% | Everyday Business Account_Tier_3 | monthly | | Variable | 0.01% | Everyday Business Account_Tier_4 | monthly | | Variable | 0.01% | Everyday Business Account_Tier_5 | monthly | | Variable | 0.01% | Everyday Business Account_Tier_6 | monthly | | Variable | 0.01% | Everyday Business Account_Tier_7 | monthly | | Variable | 0.01% | Everyday Business Account_Tier_8 | monthly | ## Fees | Fee | Type | Amount | | --- | --- | --- | | CASH_ADVANCES_FEE — Visa Debit and Visa Credit card cash advances at other financial institutions in Australia and overseas. Individual bank branches may not offer this service and may charge additional fees (at cost). | Cash advance | $4.00 | | INTERNATIONAL_CONVERSION_FEE — 2.90% of transaction value in $AUD collected by Cuscal Limited - 0.90% paid to Us; 1.00% retained by Cuscal; 1.00% paid to Visa International. Payable when you transact in a foreign currency using your Visa card either online or at a merchant point of sale (irrespective of where the transaction occurs; performed not in Australian Dollar; or overseas merchants transact in a foreign currency.) | Transaction | 2.9% of transaction | | TELE_TRANSFER — Tele transfer within Australia to an account at another financial institution. | Event | $13.00 | | COMPANY_SEARCH — Company Search (included at account opening) | Upfront | $0.00 – $9,999,999.00 | | ATM_WITHDRAWAL_OVERSEAS | Transaction | $4.50 | ## Features - **Card access** — Visa Debit with payWave (amb have Visa Debit Card) (Link to a Visa Debit Card at any time.) - **Additional cards** (Add additional cards at any time) - **Unlimited transactions** - **Digital wallet** — Apple Pay (Tap and Pay with your phone using Apple Pay, Google Pay, Samsung Pay, Garmin Pay or Fit Bit Pay it's easy.) - **Digital wallet** — Google Pay (Tap and Pay with your phone using Apple Pay, Google Pay, Samsung Pay, Garmin Pay or Fit Bit Pay it's easy.) - **Digital wallet** — Samsung Pay (Tap and Pay with your phone using Apple Pay, Google Pay, Samsung Pay, Garmin Pay or Fit Bit Pay it's easy.) - **Digital banking** (Check your accounts and transact online 24/7) - **PayID** (Link your payID to make instant payments) - **Real-time payments (NPP)** (Make instant payments from your account via Osko.) - **Bill payment (BPAY)** — BPAY (Pay all those tiresome bills in one hit - via Internet banking) - **Notifications** — Track payments with SMS and email alerts - **Make deposits and withdrawals through a Bank@Post facility at Australia Post outlets. For full details refer to our Conditions of Use. Fees and charges apply** ## Eligibility - **Membership is open to everyone. Visit our website for more details.** - **Residency status** — Individuals must be citizens or permanent residents of Australia. - **Business customers** (Only business clients may apply for the account) ## More information from Australian Mutual Bank LTD - [Overview](https://australianmutual.bank/business/accounts/premier-business-account/) - [Terms & conditions](https://australianmutual.bank/about-us/disclosures-and-reports/) - [Eligibility](https://australianmutual.bank/business/accounts/premier-business-account/) - [Fees & pricing](https://australianmutual.bank/media/4629/ambl_feeschargesandtransactionlimits_25-nov25.pdf) ## Data provenance - Published by Australian Mutual Bank LTD under the Consumer Data Right - Product ID: `15360d80-4521-11f1-bb7b-325096b39f47` - Last updated by the provider: 26 August 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/australian-mutual-bank-ltd/15360d80-4521-11f1-bb7b-325096b39f47 - Provider page: https://www.cdrcompare.au/brands/australian-mutual-bank-ltd - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000240 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/australian-mutual-bank-ltd/products/15360d80-4521-11f1-bb7b-325096b39f47) — product data published by Australian data holders under the Consumer Data Right. 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