---
title: "Fixed Rate Car Loan — Australian Mutual Bank LTD"
description: "Personal Loans from Australian Mutual Bank LTD. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/australian-mutual-bank-ltd/products/16a3b2aa-1e82-11f1-beeb-325096b39f47
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-13T17:13:04.000+10:00
---

# Fixed Rate Car Loan — Australian Mutual Bank LTD

> Personal Loans from Australian Mutual Bank LTD. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans · Australian Mutual Bank**

With our car loan you can purchase or refinance the vehicle of your dreams, whether it's a new or used vehicle up to 10 years old.

## At a glance

- **From:** 6.19% (6.4% comparison)

## Apply

Applications are handled by the provider: [Apply at Australian Mutual Bank LTD](https://australianmutual.bank/Personalloanapplication)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 3 years | 6.19% | 6.4% | Fixed Rate Car Loan $10,000–$100,000 |
| Fixed · 4 years | 6.19% | 6.4% | Fixed Rate Car Loan $10,000–$100,000 |
| Fixed · 5 years | 6.19% | 6.4% | Fixed Rate Car Loan $10,000–$100,000 |
| Fixed · 6 years | 6.19% | 6.4% | Fixed Rate Car Loan $10,000–$100,000 |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| COLLECTION_CHARGES — At cost. Payable when we request an agent to assist our efforts to address defaults under your contract before we can commence legal action. At Cost. | Other | $0.00 – $9,999,999.00 |
| BREAK_FEE — Payable on early repayment i.e. during the fixed rate period if you repay the loan in full, you repay part of the loan or you switch from this loan type to another loan type. Please refer to clause 3B of the Consumer Lending terms and conditions for details of how this fee is calculated. At Cost. | Exit | $0.00 – $9,999,999.00 |
| APPLICATION_FEE — This fee is applicable when the loan is funded. | Upfront | $150.00 |

## Features

- **No ongoing fees**
- **Choose weekly, fortnightly or monthly repayments**
- **A competitive fixed interest rate**
- **Digital banking** (24/7 access via internet banking and mobile app)
- **Loan can be used to buy towable caravans, boats, motor cycles or classic cars**
- **Accessories like a car navigation system, alarm and your car insurance can be added to the loan**

## Eligibility

- **You must be a member. Membership is open to citizens  of Australia over age of 18 and are current or retired employees or volunteers in  Education, Health Care or Emergency Services sectors or are family members of members (i.e. shareholders) of the Bank**
- **Residency status** — Individuals must be citizens of Australia.
- **Individuals only**
- **Minimum age** — 18 years
- **All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.**

## Constraints

- **Minimum limit** — $10,000.00 (Minimum loan amount is $10,000)
- **Maximum limit** — $80,000.00 (Maximum loan amount is $80,000)

## More information from Australian Mutual Bank LTD

- [Overview](https://australianmutual.bank/loans/car-loans/fixed-rate-car-loan/)
- [Terms & conditions](https://australianmutual.bank/loans/car-loans/fixed-rate-car-loan/)
- [Eligibility](https://australianmutual.bank/loans/car-loans/fixed-rate-car-loan/)
- [Fees & pricing](https://australianmutual.bank/loans/car-loans/fixed-rate-car-loan/)

## Data provenance

- Published by Australian Mutual Bank LTD under the Consumer Data Right
- Product ID: `16a3b2aa-1e82-11f1-beeb-325096b39f47`
- Last updated by the provider: 13 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/australian-mutual-bank-ltd/16a3b2aa-1e82-11f1-beeb-325096b39f47
- Provider page: https://www.cdrcompare.au/brands/australian-mutual-bank-ltd
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000240

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/australian-mutual-bank-ltd/products/16a3b2aa-1e82-11f1-beeb-325096b39f47) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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