Fixed Rate Car Loan
With our car loan you can purchase or refinance the vehicle of your dreams, whether it's a new or used vehicle up to 10 years old.
- From
- 6.19%
- 6.4% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 3 years | 6.19% | 6.4% | Fixed Rate Car Loan $10,000–$100,000 |
| Fixed · 4 years | 6.19% | 6.4% | Fixed Rate Car Loan $10,000–$100,000 |
| Fixed · 5 years | 6.19% | 6.4% | Fixed Rate Car Loan $10,000–$100,000 |
| Fixed · 6 years | 6.19% | 6.4% | Fixed Rate Car Loan $10,000–$100,000 |
Fees
| Fee | Type | Amount |
|---|---|---|
| COLLECTION_CHARGES At cost. Payable when we request an agent to assist our efforts to address defaults under your contract before we can commence legal action. At Cost. | Other | $0.00 – $9,999,999.00 |
| BREAK_FEE Payable on early repayment i.e. during the fixed rate period if you repay the loan in full, you repay part of the loan or you switch from this loan type to another loan type. Please refer to clause 3B of the Consumer Lending terms and conditions for details of how this fee is calculated. At Cost. | Exit | $0.00 – $9,999,999.00 |
| APPLICATION_FEE This fee is applicable when the loan is funded. | Upfront | $150.00 |
Features
- No ongoing fees
- Choose weekly, fortnightly or monthly repayments
- A competitive fixed interest rate
- Digital banking
- 24/7 access via internet banking and mobile app
- Loan can be used to buy towable caravans, boats, motor cycles or classic cars
- Accessories like a car navigation system, alarm and your car insurance can be added to the loan
Eligibility
- You must be a member. Membership is open to citizens of Australia over age of 18 and are current or retired employees or volunteers in Education, Health Care or Emergency Services sectors or are family members of members (i.e. shareholders) of the Bank
- Residency status — Individuals must be citizens of Australia.
- Individuals only
- Minimum age — 18 years
- All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.
Constraints
- Minimum limit — $10,000.00Minimum loan amount is $10,000
- Maximum limit — $80,000.00Maximum loan amount is $80,000
More Information
Published by Australian Mutual Bank LTD under the Consumer Data Right · Last updated 13 July 2026 · Product ID 16a3b2aa-1e82-11f1-beeb-325096b39f47 · View on CDR.gov.au · View Source Data (JSON)