Variable Interest Only Commercial Lending
Flexibly structure and manage your business loan with Commercial Lending
- From
- 6.99%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.99% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| BUSINESS_LOAN_APPLICATION_FEE For amounts under $35,000 | Upfront | $250.00 |
| BUSINESS_LOAN_APPLICATION_FEE_-_OVER_$35,000,_BUT_UNDER_$300,000 For amount of $35,000, but under $300,000 | Upfront | $650.00 |
| BUSINESS_LOAN_APPLICATION_FEE_-_EQUAL_OR_LARGER_THAN_$300,000 For amounts equal or larger than $300,000 | Upfront | $1,500.00 |
| GENERAL_CONSENT_FEE | Event | $250.00 |
| CONSENT_TO_SUBDIVISION | Event | $250.00 |
| SECOND_MORTGAGE_CONSENT_FEE Commercial Loans | Event | $250.00 |
| SUBSTITUTION_OF_SECURITY_FEE | Event | $250.00 |
| DISCHARGE_OF_MORTGAGE_ADMIN_FEE | Exit |
Features
- No monthly account keeping fees
- Max 30 years
- Monthly repayments
- Redraw facility
- A fee free redraw facility to access additional repayments you've made. Redraw is subject to application and registration.
- No fee for early repayment
- Digital banking
- 24/7 access via internet banking and mobile app
- Ability to make lump sum payments
Eligibility
- You must be a member.
- Residency status — Individuals must be citizens of permanent residents of Australia.
- Individuals only
- Minimum age — 18 years
- All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.
Constraints
- Minimum limit — $1,000.00Minimum loan amount is $1,000.
- Maximum limit — $10,000,000.00Maximum loan amount is $10,000,000.00
More Information
Published by Australian Mutual Bank LTD under the Consumer Data Right · Last updated 13 July 2026 · Product ID 2d8e5270-451c-11f1-acda-325096b39f47 · View on CDR.gov.au · View Source Data (JSON)