---
title: "Commercial Personal - Principal & Interest — Australian Mutual Bank LTD"
description: "Business Loans from Australian Mutual Bank LTD. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/australian-mutual-bank-ltd/products/7b48b15e-4517-11f1-bfeb-325096b39f47
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-13T17:07:51.000+10:00
---

# Commercial Personal - Principal & Interest — Australian Mutual Bank LTD

> Business Loans from Australian Mutual Bank LTD. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans · Australian Mutual Bank**

The Commercial Personal loan is available for commercial members.

## At a glance

- **From:** 6.95% (Variable)

## Apply

Applications are handled by the provider: [Apply at Australian Mutual Bank LTD](https://australianmutual.bank/business/loans/business-loans/#enquire)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Principal & Interest Secured Green Loan) | 6.95% | — | Commercial Personal $1,000–$150,000 |
| Variable (Principal & Interest Secured rate) | 9.99% | — | Commercial Personal $1,000–$150,000 |
| Variable (Principal & Interest Unsecured rate) | 14.51% | — | Commercial Personal $1,000–$40,000 |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| COLLECTION_CHARGES — At cost. Payable when we request an agent to assist our efforts to address defaults under your contract before we can commence legal action. At Cost. | Other | $0.00 – $9,999,999.00 |
| APPLICATION_FEE — This fee is applicable when the loan is funded. | Upfront | $150.00 |
| BUSINESS_LOAN_APPLICATION_FEE — For amounts under $35,000 | Upfront | $250.00 |
| BUSINESS_LOAN_APPLICATION_FEE_-_OVER_$35,000,_BUT_UNDER_$300,000 — For amount of $35,000, but under $300,000 | Upfront | $650.00 |
| BUSINESS_LOAN_APPLICATION_FEE_-_EQUAL_OR_LARGER_THAN_$300,000 — For amounts equal or larger than $300,000 | Upfront | $1,500.00 |
| GUARANTEE_ISSUING_FEE | Upfront | $0.00 – $9,999,999.00 |
| COMMERCIAL_DOCUMENTATION_FEE | Upfront | $0.00 – $9,999,999.00 |

## Features

- **No ongoing fees**
- **Make extra repayments**
- **Choose weekly, fortnightly or monthly repayments**
- **A competitive variable interest rate**
- **Redraw facility** (A fee free redraw facility to access additional repayments you've made. Redraw is subject to application and registration.)
- **Digital banking** (24/7 access via internet banking and mobile app)
- **No fee for early repayment**
- **Ability to make lump sum payments**

## Eligibility

- **You must be a member. Membership is open to citizens  of Australia over age of 18 and are current or retired employees or volunteers in  Education, Health Care or Emergency Services sectors or are family members of members (i.e. shareholders) of the Bank**
- **Residency status** — Individuals must be citizens of Australia.
- **Individuals only**
- **Minimum age** — 18 years
- **All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.**

## Constraints

- **Minimum limit** — $5,000.00 (Minimum loan amount is $1,000,)
- **Maximum limit** — $150,000.00 (Maximum Unsecured loan amount is $40,000. Maximum Secured loan amount is $150,000.)

## More information from Australian Mutual Bank LTD

- [Overview](https://australianmutual.bank/business/loans/business-loans/)
- [Terms & conditions](https://australianmutual.bank/business/loans/business-loans/)
- [Eligibility](https://australianmutual.bank/loans/green-loan#Text-1f8f0-Features)
- [Fees & pricing](https://australianmutual.bank/loans/green-loan#Text-1f8f0-Features)

## Data provenance

- Published by Australian Mutual Bank LTD under the Consumer Data Right
- Product ID: `7b48b15e-4517-11f1-bfeb-325096b39f47`
- Last updated by the provider: 13 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/australian-mutual-bank-ltd/7b48b15e-4517-11f1-bfeb-325096b39f47
- Provider page: https://www.cdrcompare.au/brands/australian-mutual-bank-ltd
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000240

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/australian-mutual-bank-ltd/products/7b48b15e-4517-11f1-bfeb-325096b39f47) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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