---
title: "Starter Saver account — Australian Mutual Bank LTD"
description: "Transaction & Savings Accounts from Australian Mutual Bank LTD. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/australian-mutual-bank-ltd/products/94ca1fdc-4521-11f1-8d4a-325096b39f47
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-19T14:40:02.000+10:00
---

# Starter Saver account — Australian Mutual Bank LTD

> Transaction & Savings Accounts from Australian Mutual Bank LTD. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · Australian Mutual Bank**

Starter Saver Account is a high interest savings account for Under 30 year olds and uni students that rewards savings.

## At a glance

- **Base rate:** 5.25%

## Apply

Applications are handled by the provider: [Apply at Australian Mutual Bank LTD](https://australianmutual.bank/banking/savings-accounts/starter-saver/)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable (The product pays members a higher rate of interest on balances up to $50,000.00, with a stepped down rate for balances $50,000.01 and over. Members have funds available at call, with flexibility to access their funds without forfeiting interest within a calendar month.) | 5.25% | Starter Saver account_Tier_1 | monthly |
| Variable (The product pays members a higher rate of interest on balances up to $50,000.00, with a stepped down rate for balances $50,000.01 and over. Members have funds available at call, with flexibility to access their funds without forfeiting interest within a calendar month.) | 4.25% | Starter Saver account_Tier_2 | monthly |

## Features

- **The product pays members a higher rate of interest on balances up to $50,000.00, with a stepped down rate for balances $50,000.01 and over. Members have funds available at call, with flexibility to access their funds without forfeiting interest within a calendar month.**
- **Unlimited transactions** (Unlimited)
- **Digital banking**
- **PayID**
- **Real-time payments (NPP)**
- **Notifications** — Track payments with SMS and email Alerts (Track payments with SMS and email alerts.)

## Eligibility

- **You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of the Bank.**
- **Residency status** — Individuals must be citizens or permanent residents of Australia.
- **Maximum age** — 29 years (This product is only available for members aged under 30 years and Uni Students.)

## More information from Australian Mutual Bank LTD

- [Overview](https://australianmutual.bank/banking/savings-accounts/starter-saver/)
- [Terms & conditions](https://australianmutual.bank/about-us/disclosures-and-reports/)
- [Eligibility](https://australianmutual.bank/banking/savings-accounts/starter-saver/)
- [Fees & pricing](https://australianmutual.bank/media/4629/ambl_feeschargesandtransactionlimits_25-nov25.pdf)

## Data provenance

- Published by Australian Mutual Bank LTD under the Consumer Data Right
- Product ID: `94ca1fdc-4521-11f1-8d4a-325096b39f47`
- Last updated by the provider: 19 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/australian-mutual-bank-ltd/94ca1fdc-4521-11f1-8d4a-325096b39f47
- Provider page: https://www.cdrcompare.au/brands/australian-mutual-bank-ltd
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000240

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/australian-mutual-bank-ltd/products/94ca1fdc-4521-11f1-8d4a-325096b39f47) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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