---
title: "Variable Principal & Interest Commercial Lending — Australian Mutual Bank LTD"
description: "Business Loans from Australian Mutual Bank LTD. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/australian-mutual-bank-ltd/products/c0f9f1fb-a3ca-41ec-9020-14680000f462
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-13T17:09:05.000+10:00
---

# Variable Principal & Interest Commercial Lending — Australian Mutual Bank LTD

> Business Loans from Australian Mutual Bank LTD. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans · Australian Mutual Bank**

Flexibly structure and manage your business loan with Commercial Lending

## At a glance

- **From:** 6.74% (Variable)

## Apply

Applications are handled by the provider: [Apply at Australian Mutual Bank LTD](https://australianmutual.bank/business/loans/business-loans/#enquire)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 6.74% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| BUSINESS_LOAN_APPLICATION_FEE — For amounts under $35,000 | Upfront | $250.00 |
| BUSINESS_LOAN_APPLICATION_FEE_-_OVER_$35,000,_BUT_UNDER_$300,000 — For amount of $35,000, but under $300,000 | Upfront | $650.00 |
| BUSINESS_LOAN_APPLICATION_FEE_-_EQUAL_OR_LARGER_THAN_$300,000 — For amounts equal or larger than $300,000 | Upfront | $1,500.00 |
| GENERAL_CONSENT_FEE | Event | $250.00 |
| CONSENT_TO_SUBDIVISION | Event | $250.00 |
| SECOND_MORTGAGE_CONSENT_FEE — Commercial Loans | Event | $250.00 |
| SUBSTITUTION_OF_SECURITY_FEE | Event | $250.00 |
| DISCHARGE_OF_MORTGAGE_ADMIN_FEE | Exit | $250.00 |
| COMMERCIAL_DOCUMENTATION_FEE | Upfront | $0.00 – $9,999,999.00 |
| COMPANY_SEARCH — Company Search (included at account opening) | Upfront | $0.00 – $9,999,999.00 |
| GUARANTEE_ISSUING_FEE | Upfront | $0.00 – $9,999,999.00 |

## Features

- **No monthly account keeping fees**
- **Max 30 years**
- **Weekly, fortnightly,monthly repayments**
- **Redraw facility** (A fee free redraw facility to access additional repayments you've made. Redraw is subject to application and registration.)
- **No fee for early repayment**
- **Digital banking** (24/7 access via internet banking and mobile app)
- **Ability to make lump sum payments**

## Eligibility

- **You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of the Bank.**
- **Residency status** — Individuals must be citizens of permanent residents of Australia.
- **Individuals only**
- **Minimum age** — 18 years
- **All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.**

## Constraints

- **Minimum limit** — $1,000.00 (Minimum loan amount is $1,000.)
- **Maximum limit** — $10,000,000.00 (Maximum loan amount is $10,000,000.00)

## More information from Australian Mutual Bank LTD

- [Overview](https://australianmutual.bank/business/loans/business-loans/)
- [Terms & conditions](https://australianmutual.bank/business/loans/business-loans/)
- [Eligibility](https://australianmutual.bank/business/loans/business-loans/)
- [Fees & pricing](https://australianmutual.bank/media/4629/ambl_feeschargesandtransactionlimits_25-nov25.pdf)

## Data provenance

- Published by Australian Mutual Bank LTD under the Consumer Data Right
- Product ID: `c0f9f1fb-a3ca-41ec-9020-14680000f462`
- Last updated by the provider: 13 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/australian-mutual-bank-ltd/c0f9f1fb-a3ca-41ec-9020-14680000f462
- Provider page: https://www.cdrcompare.au/brands/australian-mutual-bank-ltd
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000240

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/australian-mutual-bank-ltd/products/c0f9f1fb-a3ca-41ec-9020-14680000f462) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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