All Purpose Personal Loan
Any acceptable purpose excluding lending for business purposes.
- From
- 11.99%
- 12.14% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 11.99% | 12.14% | All Purpose Personal Loan $4,000–$80,000 |
Fees
| Fee | Type | Amount |
|---|---|---|
| COLLECTION_CHARGES At cost. Payable when we request an agent to assist our efforts to address defaults under your contract before we can commence legal action. At Cost. | Other | $0.00 – $9,999,999.00 |
| APPLICATION_FEE This fee is applicable when the loan is funded. | Upfront | $150.00 |
Features
- No ongoing fees
- Make extra repayments
- Choose weekly, fortnightly or monthly repayments
- A competitive variable interest rate
- Debt consolidation, You can borrow up to $50,000 to consolidate your debts
- Redraw facility
- A fee free redraw facility to access additional repayments you've made. Redraw is subject to application and registration.
- Digital banking
- 24/7 access via internet banking and mobile app
- No fee for early repayment
Eligibility
- You must be a member. Membership is open to citizens of Australia over age of 18 and are current or retired employees or volunteers in Education, Health Care or Emergency Services sectors or are family members of members (i.e. shareholders) of the Bank
- Residency status — Individuals must be citizens of Australia.
- Individuals only
- Minimum age — 18 years
- All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.
Constraints
- Minimum limit — $4,000.00Minimum loan amount is $4,000
- Maximum limit — $80,000.00Maximum loan amount is $80,000. Debt consolidation is $50,000 maximum. For information on debt consolidation visit ASIC's website.
More Information
Published by Australian Mutual Bank LTD under the Consumer Data Right · Last updated 13 July 2026 · Product ID e2b327b0-1e71-11f1-b7dd-325096b39f47 · View on CDR.gov.au · View Source Data (JSON)