--- title: "Fixed Rate All Purpose Personal Loan — Australian Mutual Bank LTD" description: "Personal Loans from Australian Mutual Bank LTD. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/australian-mutual-bank-ltd/products/e8bd8ace-1e71-11f1-83f1-325096b39f47 source: "CDR Compare" language: en-AU last_updated: 2026-07-23T13:41:03.000+10:00 --- # Fixed Rate All Purpose Personal Loan — Australian Mutual Bank LTD > Personal Loans from Australian Mutual Bank LTD. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Personal Loans · Australian Mutual Bank** Any acceptable purpose excluding lending for business purposes. ## At a glance - **From:** 6.99% (7.2% comparison) ## Apply Applications are handled by the provider: [Apply at Australian Mutual Bank LTD](https://australianmutual.bank/Personalloanapplication) ## Interest rates | Type | Rate | Comparison | Applies to | | --- | --- | --- | --- | | Fixed · 2 years (Fixed rate for 2 years. Comparison rates quoted are based on $30,000 for a term of 5 years for All Purpose Loans. Products quoted are unsecured except Car Loans over $50,000 are secured. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate.) | 6.99% | 7.2% | — | | Fixed · 3 years (Fixed rate for 3 years. Comparison rates quoted are based on $30,000 for a term of 5 years for All Purpose Loans. Products quoted are unsecured except Car Loans over $50,000 are secured. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate.) | 6.99% | 7.2% | — | | Fixed · 4 years (Fixed rate for 4 years. Comparison rates quoted are based on $30,000 for a term of 5 years for All Purpose Loans. Products quoted are unsecured except Car Loans over $50,000 are secured. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate.) | 6.99% | 7.2% | — | | Fixed · 5 years (Fixed rate for 5 years. Comparison rates quoted are based on $30,000 for a term of 5 years for All Purpose Loans. Products quoted are unsecured except Car Loans over $50,000 are secured. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate.) | 6.99% | 7.2% | — | | Fixed · 6 years (Fixed rate for 6 years. Comparison rates quoted are based on $30,000 for a term of 5 years for All Purpose Loans. Products quoted are unsecured except Car Loans over $50,000 are secured. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate.) | 6.99% | 7.2% | — | ## Fees | Fee | Type | Amount | | --- | --- | --- | | COLLECTION_CHARGES — At cost. Payable when we request an agent to assist our efforts to address defaults under your contract before we can commence legal action. At Cost. | Other | $0.00 – $9,999,999.00 | | APPLICATION_FEE — This fee is applicable when the loan is funded. | Upfront | $150.00 | | BREAK_FEE — Payable on early repayment i.e. during the fixed rate period if you repay the loan in full, you repay part of the loan or you switch from this loan type to another loan type. Please refer to clause 3B of the Consumer Lending terms and conditions for details of how this fee is calculated. At Cost. | Exit | $0.00 – $9,999,999.00 | ## Features - **No ongoing fees** - **Choose weekly, fortnightly or monthly repayments** - **A competitive fixed interest rate** - **Debt consolidation** - **Digital banking** (24/7 access via internet banking and mobile app) ## Eligibility - **You must be a member. Membership is open to citizens of Australia over age of 18 and are current or retired employees or volunteers in Education, Health Care or Emergency Services sectors or are family members of members (i.e. shareholders) of the Bank** - **Residency status** — Individuals must be citizens of Australia. - **Individuals only** - **Minimum age** — 18 years - **All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.** ## Constraints - **Minimum limit** — $4,000.00 (Minimum loan amount is $4,000) - **Maximum limit** — $80,000.00 (Maximum loan amount is $80,000. Debt consolidation is $50,000 maximum. For information on debt consolidation visit ASIC's website.) ## More information from Australian Mutual Bank LTD - [Overview](https://australianmutual.bank/loans/personal-loans/fixed-all-purpose-personal-loan/) - [Terms & conditions](https://australianmutual.bank/loans/personal-loans/fixed-all-purpose-personal-loan/) - [Eligibility](https://australianmutual.bank/loans/personal-loans/fixed-all-purpose-personal-loan/) - [Fees & pricing](https://australianmutual.bank/loans/personal-loans/fixed-all-purpose-personal-loan/) ## Data provenance - Published by Australian Mutual Bank LTD under the Consumer Data Right - Product ID: `e8bd8ace-1e71-11f1-83f1-325096b39f47` - Last updated by the provider: 23 July 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/australian-mutual-bank-ltd/e8bd8ace-1e71-11f1-83f1-325096b39f47 - Provider page: https://www.cdrcompare.au/brands/australian-mutual-bank-ltd - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000240 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/australian-mutual-bank-ltd/products/e8bd8ace-1e71-11f1-83f1-325096b39f47) — product data published by Australian data holders under the Consumer Data Right. 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