Car Loan
With our car loan you can purchase or refinance the vehicle of your dreams, whether it's a new or used vehicle up to 10 years old.
- From
- 9.99%
- 10.21% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Loan term up to 6 years. Comparison rates quoted are based on $30,000 for a term of 5 years for Car Loans. Products quoted are unsecured except Car Loans over $50,000 are secured. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. | 9.99% | 10.21% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| COLLECTION_CHARGES At cost. Payable when we request an agent to assist our efforts to address defaults under your contract before we can commence legal action. At Cost. | Other | $0.00 – $9,999,999.00 |
| APPLICATION_FEE This fee is applicable when the loan is funded. | Upfront | $150.00 |
Features
- No ongoing fees
- Choose weekly, fortnightly or monthly repayments
- Make extra repayments
- A competitive variable interest rate
- Redraw facility
- A fee free redraw facility to access additional repayments you've made. Redraw is subject to application and registration.
- Digital banking
- 24/7 access via internet banking and mobile app
- Accessories like a car navigation system, alarm and your car insurance can be added to the loan
- No fee for early repayment
Eligibility
- You must be a member. Membership is open to citizens of Australia over age of 18 and are current or retired employees or volunteers in Education, Health Care or Emergency Services sectors or are family members of members (i.e. shareholders) of the Bank
- Residency status — Individuals must be citizens of Australia.
- Individuals only
- Minimum age — 18 years
- All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.
Constraints
- Minimum limit — $5,000.00Minimum loan amount is $5,000
- Maximum limit — $80,000.00Maximum loan amount is $80,000
More Information
Published by Australian Mutual Bank LTD under the Consumer Data Right · Last updated 13 July 2026 · Product ID f0f4c126-1e71-11f1-b42c-325096b39f47 · View on CDR.gov.au