---
title: "CASH MANAGEMENT — Auswide Bank Ltd"
description: "Transaction & Savings Accounts from Auswide Bank Ltd. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/auswide-bank-ltd/products/60f02256-3125-4a50-964f-bdb862efdd4e
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-01T10:49:58.000+10:00
---

# CASH MANAGEMENT — Auswide Bank Ltd

> Transaction & Savings Accounts from Auswide Bank Ltd. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · A-Auswide Bank**

A cash management account

## At a glance

- **Base rate:** 4%

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0% | CASH MANAGEMENT_Tier_1 | monthly |
| Variable | 0.95% | CASH MANAGEMENT_Tier_2 | monthly |
| Variable | 1.15% | CASH MANAGEMENT_Tier_3 | monthly |
| Variable | 1.4% | CASH MANAGEMENT_Tier_4 | monthly |
| Variable | 3.15% | CASH MANAGEMENT_Tier_5 | monthly |
| Variable | 4% | CASH MANAGEMENT_Tier_6 | monthly |
| Variable | 4% | CASH MANAGEMENT_Tier_7 | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| ACCOUNT_SERVICE_FEE_-_CASH_MANAGEMENT — Charged monthly · Payable for managing your account · Discount −100% of fee — Balance falls below $5,000.00 in month · Discount −100% of fee — Shareholder of Auswide Bank (eligibility: Other: Must provide Holder Identification Number) · Discount −100% of fee — Hold an Auswide Bank Term Deposit (eligibility: Other: Must hold an Auswide Bank Term Deposit) | Ongoing | $5.00 |
| CHEQUE_WITHDRAWAL_USING_CHEQUE_BOOK — Payable when you write a cheque and it is presented on your account | Withdrawal | $2.00 |
| RTGS_OUTWARD_PAYMENT_FEE — Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for    same day    payment | Transaction | $20.00 |
| TELEGPRAPHIC_TRANSFER_FEE — $AU cuurency $50 per transfer OR foreign currency $30 per transfer. Payable each time you request an electronic transmission of funds to an account at an overseas bank. | Payment | $50.00 |
| ATM_DIRECT_CHARGE_FEE — Direct charge fee is levied by the ATM owner. May be payable to the ATM owner when using your card to withdraw or check your balance at a non-Auswide Bank ATM network ATM. | Cash advance | Variable |
| FOREIGN_ATM_WITHDRAWAL_FEE — Plus 3% Currency Conversion Fee. Payable when you use your Visa Debit Card at any oversas ATM to withdraw from your account | Withdrawal | $5.00 |
| CURRENCY_CONVERSION_FEE — Payable when you use your card to pay for purchases or withdraw cash at overseas retail outlets or overseas ATM | Transaction | 3% of transaction |
| DISHONOUR_FEE_-_DIRECT_DEBIT_AND_EXTERNAL_PAYMENT — Charged per rejection. Payable when you've arranged a direct debit payment or external payment to an account at another financial institution but there are insufficient clear funds in your account | Event | $15.00 |

## Features

- **Card access** — Visa Debit Card (Full Access Card - 16 years and older)
- **Card access** — Visa Debit Card (Limited Access Card - 11 years and older)
- **Digital banking**
- **Bill payment (BPAY)** — BPAY
- **Unlimited transactions**
- **Up to 99 Sub Accounts**
- **PayID**
- **Real-time payments (NPP)**

## Eligibility

- **Business customers** (Available for business use)
- **Individuals only** (Available for personal use)

## More information from Auswide Bank Ltd

- [Overview](https://auswidebank.com.au/banking/everyday-accounts/cash-management-account/)
- [Terms & conditions](https://auswidebank.com.au/help/resources/terms-and-conditions/)
- [Eligibility](https://auswidebank.com.au/help/resources/terms-and-conditions/)
- [Fees & pricing](https://auswidebank.com.au/help/resources/fees-and-charges/)

## Data provenance

- Published by Auswide Bank Ltd under the Consumer Data Right
- Product ID: `60f02256-3125-4a50-964f-bdb862efdd4e`
- Last updated by the provider: 1 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/auswide-bank-ltd/60f02256-3125-4a50-964f-bdb862efdd4e
- Provider page: https://www.cdrcompare.au/brands/auswide-bank-ltd
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000144

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/auswide-bank-ltd/products/60f02256-3125-4a50-964f-bdb862efdd4e) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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