INSTANT ACCESS ACCOUNT
An everyday transaction account with no monthly fee and some transaction fees
Fees
| Fee | Type | Amount |
|---|---|---|
| BRANCH_CASH_DEPOSIT_FEE Payble when you deposit cash over the counter at an Auswide Bank branch/agency | Deposit | $2.50 |
| BRANCH_CASH_WITHDRAWAL_FEE Payable when you withdraw cash over the counter at an Auswide Bank branch/agency | Withdrawal | $2.50 |
| BRANCH_INTERNAL_TRANSFER_FEE Payable when you request us to process a transfer to another internal account over the counter at an Auswide Bank branch/agency | Transaction | $2.50 |
| BRANCH_CHEQUE_DEPOSIT_FEE Payable when you deposit a cheque over the counter at an Auswide Bank branch/agency | Deposit | $2.50 |
| RTGS_OUTWARD_PAYMENT_FEE Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment | Transaction | $20.00 |
| TELEGPRAPHIC_TRANSFER_FEE $AU cuurency $50 per transfer OR foreign currency $30 per transfer. Payable each time you request an electronic transmission of funds to an account at an overseas bank. | Payment |
Features
- Card access — Visa Debit Card
- Full Access Card - 16 years and older
- Card access — Visa Debit Card
- Limited Accesss Card - 11 years and older
- Bill payment (BPAY) — BPAY
- Digital banking
- Up to 99 Sub Accounts
- Real-time payments (NPP)
- PayID
Eligibility
- Individuals onlyAvailable for personal use only
More Information
Published by Auswide Bank Ltd under the Consumer Data Right · Last updated 1 July 2026 · Product ID 6a57ef7d-c05c-4177-8dbb-9e0ce5f55d5f · View on CDR.gov.au