--- title: "NATIONAL SENIORS TERM DEPOSIT — Auswide Bank Ltd" description: "Term Deposits from Auswide Bank Ltd. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/auswide-bank-ltd/products/6f474df2-c438-4132-939f-9730d5e45165 source: "CDR Compare" language: en-AU last_updated: 2026-08-25T08:43:09.000+10:00 --- # NATIONAL SENIORS TERM DEPOSIT — Auswide Bank Ltd > Term Deposits from Auswide Bank Ltd. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Term Deposits · A-Auswide Bank** A term deposit distributed through National Seniors Australia ## At a glance - **Fixed rate:** 5.15% (2 years) ## Deposit rates | Type | Rate | Applies to | Interest paid | | --- | --- | --- | --- | | Fixed · 1 month | 0.75% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 1 month | at maturity | | Fixed · 2 months | 1% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 2 months | at maturity | | Fixed · 2 months | 0.9% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 2 months | monthly | | Fixed · 3 months | 4.75% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 3 months | at maturity | | Fixed · 3 months | 3.95% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 3 months | monthly | | Fixed · 4 months | 3.85% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 4 months | at maturity | | Fixed · 4 months | 3.75% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 4 months | monthly | | Fixed · 5 months | 4% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 5 months | at maturity | | Fixed · 5 months | 3.9% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 5 months | monthly | | Fixed · 6 months | 4.85% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 6 months | at maturity | | Fixed · 6 months | 3.9% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 6 months | monthly | | Fixed · 7 months | 3.85% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 7 months | at maturity | | Fixed · 7 months | 3.75% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 7 months | monthly | | Fixed · 8 months | 3.8% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 8 months | at maturity | | Fixed · 8 months | 3.7% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 8 months | monthly | | Fixed · 9 months | 4.95% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 9 months | at maturity | | Fixed · 9 months | 3.7% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 9 months | monthly | | Fixed · 10 months | 3.75% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 10 months | at maturity | | Fixed · 10 months | 3.65% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 10 months | monthly | | Fixed · 11 months | 4.6% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 11 months | at maturity | | Fixed · 11 months | 3.6% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 11 months | monthly | | Fixed · 1 year | 5.05% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 12 months | at maturity | | Fixed · 1 year | 4% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 12 months | monthly | | Fixed · 18 months | 3.9% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 18 months | at maturity | | Fixed · 18 months | 3.7% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 18 months | monthly | | Fixed · 2 years | 5.15% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 24 months | at maturity | | Fixed · 2 years | 3.3% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 24 months | monthly | | Fixed · 3 years | 3.25% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 36 months | at maturity | | Fixed · 3 years | 3.05% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 36 months | monthly | | Fixed · 4 years | 3.25% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 48 months | at maturity | | Fixed · 4 years | 3.05% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 48 months | monthly | | Fixed · 5 years | 3.25% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 60 months | at maturity | | Fixed · 5 years | 3.05% | NATIONAL SENIORS TERM DEPOSIT_Tier $5,000–$3,000,000; NATIONAL SENIORS TERM DEPOSIT_Tier 60 months | monthly | ## Fees | Fee | Type | Amount | | --- | --- | --- | | TELEGPRAPHIC_TRANSFER_FEE — $AU cuurency $50 per transfer OR foreign currency $30 per transfer. Payable each time you request an electronic transmission of funds to an account at an overseas bank. | Payment | $50.00 | | RTGS_OUTWARD_PAYMENT_FEE — Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment | Transaction | $20.00 | ## Features - **No account keeping fee** - **A guaranteed rate for a selected period between 1 - 60 months** - **If you want to withdraw your Term Deposit before it matures you'll need to give us 31 days' notice. A reduced rate of interest will apply in these circumstances. For full details refer to our Terms and Conditions** - **Notifications** (We'll send you a written renewal notice before your deposit matures) ## Eligibility - **Individuals only** (Available for personal use only) - **Only available through National Seniors Australia** ## Constraints - **Minimum balance** — $5,000.00 ## More information from Auswide Bank Ltd - [Overview](https://nationalseniors.com.au/services/financial/termdeposit) - [Terms & conditions](https://nationalseniors.com.au/services/financial/termdeposit) - [Eligibility](https://nationalseniors.com.au/services/financial/termdeposit) - [Fees & pricing](https://nationalseniors.com.au/services/financial/termdeposit) ## Data provenance - Published by Auswide Bank Ltd under the Consumer Data Right - Product ID: `6f474df2-c438-4132-939f-9730d5e45165` - Last updated by the provider: 24 August 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/auswide-bank-ltd/6f474df2-c438-4132-939f-9730d5e45165 - Provider page: https://www.cdrcompare.au/brands/auswide-bank-ltd - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000144 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/auswide-bank-ltd/products/6f474df2-c438-4132-939f-9730d5e45165) — product data published by Australian data holders under the Consumer Data Right. 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