---
title: "EVERYDAY CLUB ACCOUNT — Auswide Bank Ltd"
description: "Transaction & Savings Accounts from Auswide Bank Ltd. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/auswide-bank-ltd/products/83899927-ff5a-4ef6-9abe-de02bbfaf8cb
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-01T10:44:51.000+10:00
---

# EVERYDAY CLUB ACCOUNT — Auswide Bank Ltd

> Transaction & Savings Accounts from Auswide Bank Ltd. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · A-Auswide Bank**

A transaction account for clubs that pays interest

## At a glance

- **Base rate:** 0.3%

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0.01% | EVERYDAY CLUB ACCOUNT_Tier_1 | monthly |
| Variable | 0.05% | EVERYDAY CLUB ACCOUNT_Tier_2 | monthly |
| Variable | 0.2% | EVERYDAY CLUB ACCOUNT_Tier_3 | monthly |
| Variable | 0.25% | EVERYDAY CLUB ACCOUNT_Tier_4 | monthly |
| Variable | 0.3% | EVERYDAY CLUB ACCOUNT_Tier_5 | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| DIRECT_DEBIT — Payable if we process a direct to your account. This includes payments which you initiate electronically | Transaction | $0.50 |
| EXTERNAL_PAYMENT_FEE — Paybale if you request us to process an electronic payment to an account at another FI | Transaction | $0.60 |
| RTGS_OUTWARD_PAYMENT_FEE — Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for    same day    payment | Transaction | $20.00 |
| TELEGPRAPHIC_TRANSFER_FEE — $AU cuurency $50 per transfer OR foreign currency $30 per transfer. Payable each time you request an electronic transmission of funds to an account at an overseas bank. | Payment | $50.00 |
| ATM_DIRECT_CHARGE_FEE — Direct charge fee is levied by the ATM owner. May be payable to the ATM owner when using your card to withdraw or check your balance at a non-Auswide Bank ATM network ATM. | Cash advance | Variable |
| FOREIGN_ATM_WITHDRAWAL_FEE — Plus 3% Currency Conversion Fee. Payable when you use your Visa Debit Card at any oversas ATM to withdraw from your account | Withdrawal | $5.00 |
| CURRENCY_CONVERSION_FEE — Payable when you use your card to pay for purchases or withdraw cash at overseas retail outlets or overseas ATM | Transaction | 3% of transaction |
| DISHONOUR_FEE_-_DIRECT_DEBIT_AND_EXTERNAL_PAYMENT — Charged per rejection. Payable when you've arranged a direct debit payment or external payment to an account at another financial institution but there are insufficient clear funds in your account | Event | $15.00 |

## Features

- **Card access** — Visa Debit Card (Full Access Card - 16 years and older)
- **Card access** — Visa Debit Card (Limited Access Card - 11 years and older)
- **Digital banking**
- **Bill payment (BPAY)** — BPAY
- **Unlimited transactions**
- **Up to 9 Sub Accounts**
- **Real-time payments (NPP)**
- **PayID**

## Eligibility

- **Club, Not for Profit, Community Group**

## More information from Auswide Bank Ltd

- [Overview](https://auswidebank.com.au/banking/business-and-club-accounts/everyday-club-account/)
- [Terms & conditions](https://auswidebank.com.au/help/resources/terms-and-conditions/)
- [Eligibility](https://auswidebank.com.au/help/resources/terms-and-conditions/)
- [Fees & pricing](https://auswidebank.com.au/help/resources/fees-and-charges/)

## Data provenance

- Published by Auswide Bank Ltd under the Consumer Data Right
- Product ID: `83899927-ff5a-4ef6-9abe-de02bbfaf8cb`
- Last updated by the provider: 1 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/auswide-bank-ltd/83899927-ff5a-4ef6-9abe-de02bbfaf8cb
- Provider page: https://www.cdrcompare.au/brands/auswide-bank-ltd
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000144

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/auswide-bank-ltd/products/83899927-ff5a-4ef6-9abe-de02bbfaf8cb) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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