---
title: "BUSINESS TERM LOAN — Auswide Bank Ltd"
description: "Business Loans from Auswide Bank Ltd. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/auswide-bank-ltd/products/857c15d2-1d70-465f-ade0-b516853ed905
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-28T09:49:33.000+10:00
---

# BUSINESS TERM LOAN — Auswide Bank Ltd

> Business Loans from Auswide Bank Ltd. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans · A-Auswide Bank**

A business loan with competitive variable and fixed interest rates and the flexibility to redraw.

## At a glance

- **From (investment):** 7.29% (Fixed)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 1 year | 7.29% | — | Residential Sec - 1 Yr Fix |
| Fixed · 2 years | 7.29% | — | Residential Sec - 2 Yr Fix |
| Fixed · 3 years | 7.39% | — | Residential Sec - 3 Yr Fix |
| Fixed · 1 year | 7.69% | — | Commercial/Other Sec - 1 Yr Fix |
| Fixed · 2 years | 7.69% | — | Commercial/Other Sec - 2 Yr Fix |
| Fixed · 3 years | 7.79% | — | Commercial/Other Sec - 3 Yr Fix |
| Variable | 8.73% | — | Residential Security $20,000–$5,000,000 |
| Variable | 9.03% | — | Commercial or Other Security - Var $20,000–$5,000,000 |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| ESTABLISHMENT_FEE_-_BUSINESS_LOANS — Miniumu fee of $600.00. To cover our costs associated with establishing your loan/additional loan, further advance, increasing your credit limit or when you substitute one security property with another. Minimum fee of $600.00 | Upfront | 0.5% of balance |
| VALUATION_FEE_-_NEW_LOANS_&_LOAN_INCREASES — Initial Valuation Fee included in Establishment Fee up to $300 (total per application). Initial Valuation Fee included in Package Fee up to $400 (total per application), subsequent Valuation Fees (eg. additional loans) included in Package Fee up to $300 (total per application). | Cash advance | Variable |
| SETTLEMENT_FEE — Payable when we process the settlement of your loan. Waived for Freedom Package loans | Event | $100.00 |
| RATE_LOCK_FEE — Minimum fee of $250.00. If you elect to lock-in a fixed interest rate prior to commencement of the fixed rate term. Minimum fee $250.00 | Event | 0.15% of balance |
| DOCUMENT_PREPARATION_COSTS_AND_THIRD_PARTY_COSTS — Charged at Cost. May apply where we need to engage external solicitors to prepare the mortgage documents. Covers the cost of documentation preparation, Government charges etc. | Cash advance | Variable |
| CONDITIONS_SUBSEQUENT_COSTS — Charges vary - Charged at Cost. May apply to reimburse us the costs associated with confirming compliance with any special conditions in your loan agreement, such as the charges from third parties to provide reports to us. | Cash advance | Variable |
| LEGAL_AGENT_FEE — Charges vary according to location of security. May be payable if we arrange a legal agent to represent us. | Cash advance | Variable |
| ACCOUNT_SERVICE_FEE_-_BUSINESS_TERM_LOAN — Charged monthly · Payable for managing your account | Ongoing | $20.00 |
| SWITCH_FEE — Plus any break costs. Payable when you change interest rate type or if we agree to your request to extend the term of a fixed interest rate period or to change the fixed interest rate. Break costs may also apply. | Event | $500.00 |
| BREAK_COSTS — Calculated at the time of your request. Payable if during a fixed rate period you, repay all or part of the amount you owe us, request a change to your interest rate type and we agree and process your request, request a change to your fixed interest rate and we agree and process your request. | Cash advance | Variable |
| DEFAULT_ADMINISTRATION_FEE — Charged per month, if you fail to make a payment by the due date | Event | $40.00 |
| REDRAW_FEE — Payable when we manually process your request (eg: in Branch) to redraw available advance funds from your loan account. Excludes online redraws | Event | $20.00 |
| RTGS_OUTWARD_PAYMENT_FEE — Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for    same day    payment | Transaction | $20.00 |
| MORTGAGE_RELEASE_FEE — Plus third party costs if applicable. Payable per mortgage when we process your request to release a security from your loan, including a partial release. Third party costs may also be payable | Event | $400.00 |

## Features

- **Redraw facility**
- **Bill payment (BPAY)**

## Eligibility

- **Business customers**

## Constraints

- **Maximum balance** — $5,000,000.00
- **Minimum balance** — $20,000.00
- **Maximum LVR** — 80%

## More information from Auswide Bank Ltd

- [Fees & pricing](https://auswidebank.com.au/info/fees-and-charges/#businessLoans)

## Data provenance

- Published by Auswide Bank Ltd under the Consumer Data Right
- Product ID: `857c15d2-1d70-465f-ade0-b516853ed905`
- Last updated by the provider: 27 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/auswide-bank-ltd/857c15d2-1d70-465f-ade0-b516853ed905
- Provider page: https://www.cdrcompare.au/brands/auswide-bank-ltd
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000144

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/auswide-bank-ltd/products/857c15d2-1d70-465f-ade0-b516853ed905) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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