---
title: "UNSECURED PERSONAL LOANS — Auswide Bank Ltd"
description: "Personal Loans from Auswide Bank Ltd. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/auswide-bank-ltd/products/95d2834d-50bd-467f-857e-c48f9217ce3e
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-28T09:50:58.000+10:00
---

# UNSECURED PERSONAL LOANS — Auswide Bank Ltd

> Personal Loans from Auswide Bank Ltd. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans · A-Auswide Bank**

An unsecured loan with a competitive interest rate and low monthly fee for any worthwhile purpose

## At a glance

- **From (investment):** 7.79% (8.49% comparison)

## Apply

Applications are handled by the provider: [Apply at Auswide Bank Ltd](https://apply.auswidebank.com.au/apply/#/apply/new/personalLoans/loanDetails/loanPurpose)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 5 years | 7.79% | 8.49% | Home Renovation Loan $3,000–$100,000 |
| Fixed · 5 years | 8.98% | 9.68% | Unsecured Personal Loan $3,000–$100,000 |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| ESTABLISHMENT_FEE_-_PERSONAL_LOAN — To cover our costs associated with establishing your loan | Upfront | $250.00 |
| ACCOUNT_SERVICE_FEE_-_PERSONAL_LOAN — Charged monthly · Payable for managing your account | Ongoing | $5.00 |
| DEFAULT_ADMINISTRATION_FEE — Charged per month, if you fail to make a payment by the due date | Event | $40.00 |
| RTGS_OUTWARD_PAYMENT_FEE — Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for    same day    payment | Transaction | $20.00 |
| EARLY_PAYOUT_FEE — Payable to us when your loan is repaid, or you refinance the loan through another credit provider, prior to the end of your loan term. Not appicable for loan refinanced internally. Not applicable if repaid within the last month of the loan term. | Event | $50.00 |

## Features

- **Redraw facility**
- **Bill payment (BPAY)** — BPAY
- **Real-time payments (NPP)**
- **PayID**

## Eligibility

- **Minimum age** — 18 years
- **Maximum age** — 75 years
- **Individuals only**

## Constraints

- **Maximum balance** — $100,000.00
- **Minimum balance** — $3,000.00

## More information from Auswide Bank Ltd

- [Overview](https://auswidebank.com.au/personal-loans/find-the-loan-that-suits-you/a-loan-for-any-purpose/)
- [Terms & conditions](https://auswidebank.com.au/personal-loans/find-the-loan-that-suits-you/a-loan-for-any-purpose/)
- [Eligibility](https://auswidebank.com.au/personal-loans/find-the-loan-that-suits-you/a-loan-for-any-purpose/)
- [Fees & pricing](https://auswidebank.com.au/help/resources/fees-and-charges/)

## Data provenance

- Published by Auswide Bank Ltd under the Consumer Data Right
- Product ID: `95d2834d-50bd-467f-857e-c48f9217ce3e`
- Last updated by the provider: 27 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/auswide-bank-ltd/95d2834d-50bd-467f-857e-c48f9217ce3e
- Provider page: https://www.cdrcompare.au/brands/auswide-bank-ltd
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000144

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/auswide-bank-ltd/products/95d2834d-50bd-467f-857e-c48f9217ce3e) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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