UNSECURED PERSONAL LOANS
An unsecured loan with a competitive interest rate and low monthly fee for any worthwhile purpose
- From (investment)
- 7.79%
- 8.49% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 5 years | 7.79% | 8.49% | Home Renovation Loan $3,000–$100,000 |
| Fixed · 5 years | 8.98% | 9.68% | Unsecured Personal Loan $3,000–$100,000 |
Fees
| Fee | Type | Amount |
|---|---|---|
| ESTABLISHMENT_FEE_-_PERSONAL_LOAN To cover our costs associated with establishing your loan | Upfront | $250.00 |
| ACCOUNT_SERVICE_FEE_-_PERSONAL_LOAN Charged monthly · Payable for managing your account | Ongoing | $5.00 |
| DEFAULT_ADMINISTRATION_FEE Charged per month, if you fail to make a payment by the due date | Event | $40.00 |
| RTGS_OUTWARD_PAYMENT_FEE Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment | Transaction | $20.00 |
| EARLY_PAYOUT_FEE Payable to us when your loan is repaid, or you refinance the loan through another credit provider, prior to the end of your loan term. Not appicable for loan refinanced internally. Not applicable if repaid within the last month of the loan term. | Event | $50.00 |
Features
- Redraw facility
- Bill payment (BPAY) — BPAY
- Real-time payments (NPP)
- PayID
Eligibility
- Minimum age — 18 years
- Maximum age — 75 years
- Individuals only
Constraints
- Maximum balance — $100,000.00
- Minimum balance — $3,000.00
More Information
Published by Auswide Bank Ltd under the Consumer Data Right · Last updated 8 May 2026 · Product ID 95d2834d-50bd-467f-857e-c48f9217ce3e · View on CDR.gov.au · View Source Data (JSON)