BUSINESS OVERDRAFT
A business overdraft with flexibility to draw on your available credit limit, allowing you to manage business cash flow and expenses.
- From (investment)
- 10.16%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 10.16% | — | Residential Security - Var |
| Variable | 10.83% | — | Commercial/Other Security |
Fees
| Fee | Type | Amount |
|---|---|---|
| ESTABLISHMENT_FEE_-_BUSINESS_LOANS Miniumu fee of $600.00. To cover our costs associated with establishing your loan/additional loan, further advance, increasing your credit limit or when you substitute one security property with another. Minimum fee of $600.00 | Upfront | 0.5% of balance |
| VALUATION_FEE_-_NEW_LOANS_&_LOAN_INCREASES Initial Valuation Fee included in Establishment Fee up to $300 (total per application). Initial Valuation Fee included in Package Fee up to $400 (total per application), subsequent Valuation Fees (eg. additional loans) included in Package Fee up to $300 (total per application). | Cash advance | Variable |
| SETTLEMENT_FEE Payable when we process the settlement of your loan. Waived for Freedom Package loans | Event | $100.00 |
| DOCUMENT_PREPARATION_COSTS_AND_THIRD_PARTY_COSTS Charged at Cost. May apply where we need to engage external solicitors to prepare the mortgage documents. Covers the cost of documentation preparation, Government charges etc. | Cash advance | Variable |
| CONDITIONS_SUBSEQUENT_COSTS Charges vary - Charged at Cost. May apply to reimburse us the costs associated with confirming compliance with any special conditions in your loan agreement, such as the charges from third parties to provide reports to us. | Cash advance |
Features
- Bill payment (BPAY) — BPAY
- Card access — Visa Debit Card
- Digital banking
- Overdraft available
- Unlimited transactions
- Credit interest payable - see Business Access Account for deposit rates.
- Real-time payments (NPP)
- PayID
Eligibility
- Business customers
Constraints
- Maximum LVR — 80%
- Maximum limit — $5,000,000.00
- Minimum limit — $50,000.00
More Information
Published by Auswide Bank Ltd under the Consumer Data Right · Last updated 1 July 2026 · Product ID 9e761c78-f980-459a-a02f-03f39acdc759 · View on CDR.gov.au