---
title: "BUSINESS LINE OF CREDIT — Auswide Bank Ltd"
description: "Business Loans from Auswide Bank Ltd. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/auswide-bank-ltd/products/f14457a0-a6fc-45dc-b454-f3e657925295
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-28T09:49:23.000+10:00
---

# BUSINESS LINE OF CREDIT — Auswide Bank Ltd

> Business Loans from Auswide Bank Ltd. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans · A-Auswide Bank**

A business line of credit allowing flexibility to draw up to your approved credit limit.

## At a glance

- **From (investment):** 9.63% (Variable)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 9.63% | — | Residential Security - Var $50,000–$5,000,000 |
| Variable | 10.16% | — | Commercial/Other Sec - Var $50,000–$5,000,000 |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| ESTABLISHMENT_FEE_-_BUSINESS_LOANS — Miniumu fee of $600.00. To cover our costs associated with establishing your loan/additional loan, further advance, increasing your credit limit or when you substitute one security property with another. Minimum fee of $600.00 | Upfront | 0.5% of balance |
| VALUATION_FEE_-_NEW_LOANS_&_LOAN_INCREASES — Initial Valuation Fee included in Establishment Fee up to $300 (total per application). Initial Valuation Fee included in Package Fee up to $400 (total per application), subsequent Valuation Fees (eg. additional loans) included in Package Fee up to $300 (total per application). | Cash advance | Variable |
| SETTLEMENT_FEE — Payable when we process the settlement of your loan. Waived for Freedom Package loans | Event | $100.00 |
| DOCUMENT_PREPARATION_COSTS_AND_THIRD_PARTY_COSTS — Charged at Cost. May apply where we need to engage external solicitors to prepare the mortgage documents. Covers the cost of documentation preparation, Government charges etc. | Cash advance | Variable |
| CONDITIONS_SUBSEQUENT_COSTS — Charges vary - Charged at Cost. May apply to reimburse us the costs associated with confirming compliance with any special conditions in your loan agreement, such as the charges from third parties to provide reports to us. | Cash advance | Variable |
| LEGAL_AGENT_FEE — Charges vary according to location of security. May be payable if we arrange a legal agent to represent us. | Cash advance | Variable |
| ACCOUNT_SERVICE_FEE_-_BUSINESS_LINE_OF_CREDIT — Charged monthly · Payable for managing your account | Ongoing | $25.00 |
| RTGS_OUTWARD_PAYMENT_FEE — Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for    same day    payment | Transaction | $20.00 |
| MORTGAGE_RELEASE_FEE — Plus third party costs if applicable. Payable per mortgage when we process your request to release a security from your loan, including a partial release. Third party costs may also be payable | Event | $400.00 |
| EXTERNAL_PAYMENT_FEE_-_BUSINESS_LINE_OF_CREDIT — Payable if you request us to process an electronic payment to an account at another Australian Bank or financial institution. This includes payments which you initiate electronically | Transaction | $5.00 |
| DIRECT_DEBIT_-_BUSINESS_LINE_OF_CREDIT — Payable if we process a drirect to your account. This includes payments which you initiate electronically. | Transaction | $5.00 |
| CHEQUE_WITHDRAWAL_USING_CHEQUE_BOOK — Payable when you write a cheque and it is presented on your account | Withdrawal | $2.00 |
| TELEGPRAPHIC_TRANSFER_FEE — $AU cuurency $50 per transfer OR foreign currency $30 per transfer. Payable each time you request an electronic transmission of funds to an account at an overseas bank. | Payment | $50.00 |
| DISHONOUR_FEE_-_DIRECT_DEBIT_AND_EXTERNAL_PAYMENT — Charged per rejection. Payable when you've arranged a direct debit payment or external payment to an account at another financial institution but there are insufficient clear funds in your account | Event | $15.00 |
| DEFAULT_ADMINISTRATION_FEE — Charged per month, if you fail to make a payment by the due date | Event | $40.00 |

## Features

- **Bill payment (BPAY)** — BPAY
- **Digital banking**
- **Real-time payments (NPP)**
- **PayID**

## Eligibility

- **Business customers**

## Constraints

- **Maximum LVR** — 80%
- **Maximum limit** — $5,000,000.00
- **Minimum limit** — $50,000.00

## More information from Auswide Bank Ltd

- [Fees & pricing](https://auswidebank.com.au/info/fees-and-charges/#businessLoans)

## Data provenance

- Published by Auswide Bank Ltd under the Consumer Data Right
- Product ID: `f14457a0-a6fc-45dc-b454-f3e657925295`
- Last updated by the provider: 27 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/auswide-bank-ltd/f14457a0-a6fc-45dc-b454-f3e657925295
- Provider page: https://www.cdrcompare.au/brands/auswide-bank-ltd
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000144

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/auswide-bank-ltd/products/f14457a0-a6fc-45dc-b454-f3e657925295) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)