GAC M8 PHEV 2.99% p.a. Comparison Rate Offer
Consumer loan finance offer available for a limited time only, designed to help customers purchase a new asset for personal use. The loan features a fixed interest rate and no deposit requirement. Terms and conditions apply.
- From
- 2.98%
- 2.99% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 3 years Finance offer for a Consumer Loan on a 3 year term. The comparison rate is based on a secured consumer fixed rate loan of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Credit criteria, fees, charges and terms and conditions apply. Offer cannot be combined with any other discounts, promotions, or special offers. Available on all new GAC M8 PHEV vehicles (excluding demonstrators). Finance to approved applicants only (excluding government, fleet and rental buyers). Finance applications must be approved by 31 August 2026 and settled by 15 September 2026. No minimum deposit required. Balloons are not eligible under this offer. | 2.98% | 2.99% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Establishment fee | Upfront | $0.00 |
| Introducer origination fee The origination fee will vary based on your introducer. | Upfront | $0.00 – $1,000.00 |
| Personal Property Securities Register (PPSR) fee Fee payable for each security to be registered as a security interest on the PPSR website. | Upfront | $6.00 |
| Security registration administration fee Fee payable for each security to be registered as a security interest on the PPSR website. | Upfront | $3.95 |
| Monthly repayment fee Charged monthly · Payable each time a monthly repayment is due. | Ongoing | $0.00 |
| Fortnightly repayment fee Charged every 14 days · Payable each time a fortnightly repayment is due. | Ongoing | $0.00 |
| Dishonour fee Payable each time a payment instruction is dishonoured. |
Features
- Have the certainty of a fixed interest rate and repayment amount for the life of the loan. — Fixed interest rates and repayments
- Repayments can be made fortnightly or monthly, giving flexibility to manage your payment options. — Repayment frequency options
- Where available, additional finance inclusions such as comprehensive insurance and extended warranties may be included in the total amount financed, subject to credit criteria. — Additional finance inclusions
Eligibility
- Minimum age — 18 yearsAll applicants are required to be 18 years or over.
- Individuals onlyApplicants must be a natural person. Consumer loans are available for individuals and co-borrowers.
- Residency status — Applicants must be an Australian or New Zealand citizen, or a permanent Australian resident, or hold an acceptable visa that is valid for the loan term. Applicants must reside in Australia.
- Applicants must hold a valid licence suitable for the asset being financed.
Constraints
- Minimum limit — $5,000.00Minimum loan amount for a new GAC M8 Premium, GAC M8 Luxury and GAC M8 Luxury Plus.
- Maximum limit — $94,889.00Maximum loan amount of $94,889 for a new GAC M8 Luxury Plus. Maximum loan amount of $93,399 for a new GAC M8 Luxury. Maximum loan amount of $85,939 for a new GAC M8 Premium.
More Information
Published by Automotive Finance under the Consumer Data Right · Last updated 5 July 2026 · Product ID a0622618-ab7d-4dae-8c5f-9cb48e2999f8 · View Source Data (JSON)