---
title: "Bank Australia products"
description: "Every Bank Australia product published under Australia's Consumer Data Right — rates, fees, features and eligibility."
canonical: https://www.cdrcompare.au/brands/bank-australia
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-01T12:13:27Z
---

# Bank Australia products

> Every Bank Australia product published under Australia's Consumer Data Right — rates, fees, features and eligibility — on CDR Compare.

**Bank** · 49 products

Bank Australia is a CDR data holder in banking. Each product below links to a full page with that product's interest rates, comparison rate where published, fees, features, eligibility criteria and constraints, plus a link to apply with Bank Australia.

## Transaction & Savings Accounts (12)

Everyday banking and savings accounts.

- [Community Access](https://www.cdrcompare.au/brands/bank-australia/products/bfbb617e-7440-4f9e-b71f-51d1617a1f67) — The no-monthly-fee transaction account for organisations who do good for the world
- [Basic Access](https://www.cdrcompare.au/brands/bank-australia/products/ac8412c5-9a3c-4e4b-8063-7c81b8aa4049) — The no monthly account fees basic bank account for health care and concession card holders.
- [Online Saver](https://www.cdrcompare.au/brands/bank-australia/products/a5e38f71-fd3d-4a3a-8c05-7b9d4d6bfcca) — A flexible online savings accounts which allows you to bucket your savings goals.
- [Everyday Access](https://www.cdrcompare.au/brands/bank-australia/products/4d9a5a0f-c608-4e31-a9fa-9e7121fbc7a4) — The full-featured, clean money transaction account for your pay or pocket money.
- [Commercial Saver](https://www.cdrcompare.au/brands/bank-australia/products/3c92e6b4-a875-417d-aae7-4bccfceee2f3) — A savings account designed with the aim of helping a business or community organisation reach their savings goals faster.
- [Commercial Access](https://www.cdrcompare.au/brands/bank-australia/products/2c4feb40-55f1-4b95-bec4-4e78ec0d530f) — Business transaction account for companies, SMEs and sole traders.
- [mySaver](https://www.cdrcompare.au/brands/bank-australia/products/a87013b2-5589-4f32-a410-2c3c1d661137) — The under 25's savings account for teens, students and young adults with a nice bonus for regular saving.
- [Christmas Saver](https://www.cdrcompare.au/brands/bank-australia/products/a2b5b53d-d5a8-4ad0-bfbf-20e6dfeeb142) — A savings account which allows unlimited withdrawals between 1 November - 31 January and pays interest on the money you deposit during the year.
- [Mortgage Offset](https://www.cdrcompare.au/brands/bank-australia/products/90eba5f9-85d1-444e-9bea-48c262661f2b) — A Mortgage Offset account reduces the amount of interest you pay on your home loan. The amount within this account is offset against your home loan, meaning you only pay interest on the difference.
- [Mortgage Offset - Fixed](https://www.cdrcompare.au/brands/bank-australia/products/74abc113-f4ee-4bac-a973-5a2218f543a1) — A Mortgage Offset account reduces the amount of interest you pay on your home loan. The amount within this account is offset against your home loan, meaning you only pay interest on the difference. A cap of $20,000 applies to offsetting fixed rate loan.
- [Bonus Saver](https://www.cdrcompare.au/brands/bank-australia/products/49f8431a-85a3-4867-845f-dd620d13fd7b) — A savings account which helps you reach your financial goals faster by rewarding you with bonus interest when you deposit at least $100 and make no withdrawals each month.
- [Pension Access](https://www.cdrcompare.au/brands/bank-australia/products/21c92bb6-21ed-427a-9e1e-2b10a38532cf) — A flexible transaction account for those on an aged, veterans or disability pension.

## Term Deposits (14)

Fixed-term savings with locked-in rates.

- [Term Deposit 3 months](https://www.cdrcompare.au/brands/bank-australia/products/b7a085bb-a6cc-46a8-a052-ed6f42b1d58b) — The fixed term deposit making a positive difference to more than just your bank balance.
- [Monthly Term Deposit 12 months](https://www.cdrcompare.au/brands/bank-australia/products/a134795b-69d4-4b73-b7a4-9bd1c2479350) — The fixed term deposit making a positive difference to more than just your bank balance.
- [Term Deposit 12 months](https://www.cdrcompare.au/brands/bank-australia/products/644d03e6-be3c-4d25-a6d3-31f3467b5dd9) — The fixed term deposit making a positive difference to more than just your bank balance.
- [Term Deposit 24 months](https://www.cdrcompare.au/brands/bank-australia/products/f69c781b-9809-4a83-bca8-310bd16461a9) — The fixed term deposit making a positive difference to more than just your bank balance.
- [Monthly Term Deposit 36 months](https://www.cdrcompare.au/brands/bank-australia/products/ed8419b4-3cd0-4e5c-b23e-b40dcab99f81) — The fixed term deposit making a positive difference to more than just your bank balance.
- [Term Deposit 36 months](https://www.cdrcompare.au/brands/bank-australia/products/a75b54b7-3278-4fba-95d9-9cc143471b8d) — The fixed term deposit making a positive difference to more than just your bank balance.
- [Monthly Term Deposit 24 months](https://www.cdrcompare.au/brands/bank-australia/products/a6244c88-6121-4b6d-80b1-347d8fdf42a4) — The fixed term deposit making a positive difference to more than just your bank balance.
- [Term Deposit Negotiated](https://www.cdrcompare.au/brands/bank-australia/products/d13adbb1-907c-48bb-aaf2-e6207e1a7097) — The fixed term deposit making a positive difference to more than just your bank balance.
- [Impact Term Deposit 6 months](https://www.cdrcompare.au/brands/bank-australia/products/ad7a95c3-cdf1-4869-9d1e-6cc956b3ed75) — Support a set pool of lending that funds targeted impact for people and the planet, while growing your savings.
- [Monthly Term Deposit 6 months](https://www.cdrcompare.au/brands/bank-australia/products/9ea7b926-c64f-45ef-9315-1ac66871ded0) — The fixed term deposit making a positive difference to more than just your bank balance.
- [Term Deposit 6 months](https://www.cdrcompare.au/brands/bank-australia/products/866597b7-519b-4419-a48f-1176d21ea16b) — The fixed term deposit making a positive difference to more than just your bank balance.
- [Term Deposit 9 months](https://www.cdrcompare.au/brands/bank-australia/products/4b265f3c-7abc-4587-a86a-91601b228ddf) — The fixed term deposit making a positive difference to more than just your bank balance.
- [Term Deposit 18 months](https://www.cdrcompare.au/brands/bank-australia/products/3d455cd8-7fed-4849-a85a-dee559f127e6) — The fixed term deposit making a positive difference to more than just your bank balance.
- [Monthly Term Deposit 18 months](https://www.cdrcompare.au/brands/bank-australia/products/148c18f6-fda4-4299-925d-6c6be990dcba) — The fixed term deposit making a positive difference to more than just your bank balance.

## Home Loans (17)

Residential mortgages for owner-occupiers and investors.

- [Offset Investment Loan IO](https://www.cdrcompare.au/brands/bank-australia/products/c17448a3-c764-44b0-80c6-8cd2b4c898e8) — A home loan packed with positives for future generations.
- [Offset Home Loan](https://www.cdrcompare.au/brands/bank-australia/products/5efe925e-6e43-4f4c-ba32-61c04d569b20) — A home loan packed with positives for future generations.
- [Offset Investment Loan](https://www.cdrcompare.au/brands/bank-australia/products/47ba8f05-e7e1-493b-a646-e68dfcb2a23b) — A home loan packed with positives for future generations.
- [Basic Investment Loan Fixed](https://www.cdrcompare.au/brands/bank-australia/products/e87e18b5-7276-4c0a-9e64-af5f3d615f22) — Our Basic Investment Loan is anything but, with low fees and feel-good features. With the certainty of a fixed rate.
- [Basic Home Loan](https://www.cdrcompare.au/brands/bank-australia/products/d6a80145-dc64-42da-a8c1-7c1e494fd361) — Our Basic Home Loan is anything but, with a low rate, low fees and feel-good features.
- [Basic Investment Loan](https://www.cdrcompare.au/brands/bank-australia/products/c1754c68-efec-417c-99ed-658d6baabb7f) — Our Basic Investment  Loan is anything but, with a low rate, low fees and feel-good features.
- [Bridging Loan](https://www.cdrcompare.au/brands/bank-australia/products/bdaba26f-3404-46fb-a5c1-734e5471f971) — If you're waiting to sell property and you're buying or building another, that's where our Bridging Loan could help. It's available for up to 12 months for Owner Occupiers and Investors.
- [Basic Investment Loan IO](https://www.cdrcompare.au/brands/bank-australia/products/b6b85d51-8909-40b2-8bd4-4e165ad06f3c) — Our Basic Investment  Loan is anything but, with a low rate, low fees and feel-good features. With Interest Only repayments.
- [Basic Home Loan Fixed](https://www.cdrcompare.au/brands/bank-australia/products/230145b1-fedf-4b8d-a9a0-a36acb6bf1a6) — Our Basic Home Loan is anything but, with a low rate, low fees and feel-good features. With the certainty of a fixed rate.
- [Basic Investment Loan Fixed IO](https://www.cdrcompare.au/brands/bank-australia/products/1dd1a713-6b2c-4cf4-b9a5-748193700ca3) — Our Basic Investment Loan is anything but, with low fees and feel-good features. With Interest Only repayments and the certainty of a fixed rate.
- [Offset Home Loan Fixed](https://www.cdrcompare.au/brands/bank-australia/products/f6d7c058-e189-4454-81cc-dc30bc59f577) — A home loan packed with positives for future generations.
- [Offset Investment Loan Fixed IO](https://www.cdrcompare.au/brands/bank-australia/products/dfcc20c7-75b4-44e9-bf84-cc44344f51ae) — A home loan packed with positives for future generations.
- [Clean Energy Home Loan](https://www.cdrcompare.au/brands/bank-australia/products/a4d8b0f1-7691-4bc2-ba8a-216a787681a9) — A home loan packed with positives for future generations.
- [Clean Energy Investment Fixed](https://www.cdrcompare.au/brands/bank-australia/products/8105f838-63ca-458e-ba36-6233c6d517ac) — Bank Australia's reduced rate home loan for green upgrades and property purchases.
- [Clean Energy Investment Loan](https://www.cdrcompare.au/brands/bank-australia/products/3c1eedce-4272-4e35-b0d1-0fea9729ceff) — Bank Australia's reduced rate home loan for green upgrades and property purchases.
- [Clean Energy Home Loan Fixed](https://www.cdrcompare.au/brands/bank-australia/products/3afd1a9c-e501-4c89-a5f2-1148c555509d) — A home loan packed with positives for future generations.
- [Offset Investment Loan Fixed](https://www.cdrcompare.au/brands/bank-australia/products/04e01126-08d6-46f8-9efe-b23b629085bc) — A home loan packed with positives for future generations.

## Credit & Charge Cards (3)

Credit and charge cards.

- [Platinum Visa Credit Card](https://www.cdrcompare.au/brands/bank-australia/products/f23e4849-212b-4a22-beb1-a088654d73e5) — Be rewarded for your spending with Qantas Points. Great for those who pay their card in full each month and are a Qantas Frequent Flyer member.
- [Low Rate Visa Credit Card](https://www.cdrcompare.au/brands/bank-australia/products/a3e1054a-73da-469f-863e-0f3418967627) — A lower interest rate to reduce your borrowing costs. Great for those who have a carryover balance each month.
- [Visa Credit Card](https://www.cdrcompare.au/brands/bank-australia/products/7f413f78-bbd6-4cd7-836b-04887d0e15dc) — No annual fee and interest fee days to reduce your card costs. Great for those who pay off their card in full each month.

## Personal Loans (2)

Unsecured and secured personal lending.

- [Lifestyle Personal Loan](https://www.cdrcompare.au/brands/bank-australia/products/1a59253e-f64b-4525-af33-17989bbc3ebf) — When you need a personal loan to make your world a better place, we offer a few that could be just what you're looking for. Holidays, debt consolidation, cars and more.
- [Fixed Car Loan](https://www.cdrcompare.au/brands/bank-australia/products/06f63461-e1c8-469d-98b6-94356882b04c) — A range of car loans for electric vehicles (Evs) and used cars.

## Business Loans (1)

Lending for businesses of all sizes.

- [Commercial Loan](https://www.cdrcompare.au/brands/bank-australia/products/1b9eb26c-5575-47b6-b8ee-da00a8a067a0) — Business loans for values-aligned businesses

## Data provenance

- Data published by Bank Australia under the Consumer Data Right
- ABN 21087651607
- CDR Register entry updated: 1 July 2026
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000150
- Provider Product Reference Data endpoint: https://public.cdr.bankaust.com.au/cds-au/v1/banking/products

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bank-australia) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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