Lifestyle Personal Loan
Personal LoansData Sharing Status
When you need a personal loan to make your world a better place, we offer a few that could be just what you're looking for. Holidays, debt consolidation, cars and more.
- From
- 7.49%
- 8.52% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Applicable for Property Owners | 7.49% | 8.52% | — |
| Variable | 9.49% | 10.53% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
Establishment Fee - Personal Loan
| Upfront | $150.00 |
| Late Payment Fee | Late payment | $0.00 |
| Early Repayment Fee | Event | $0.00 |
| Redraw fee | Event | $0.00 |
| Monthly fee Charged monthly · There is no monthly fee | Ongoing | $0.00 |
Features
- Digital banking
- You can self-serve your day-to-day banking needs via Bank Australia's App or Internet Banking.
- Flexible Repayments: Make your loan repayments weekly, fortnightly or monthly
- Redraw facility
- Redraw available for Lifestyle Personal Loan - Homeowners only
Eligibility
- Minimum age — 18 yearsIndividuals (natural persons) must have the legal capacity to enter into the loan contract, provide acceptable identification documentation and be 18 years or older.
- Individuals onlyIndividuals only: Not available for non-personal borrowers.
- Applications for loans are subject to the Bank's lending criteria.
- Residency status — AUAustralian citizen or permanent resident of Australia
Constraints
- Minimum limit — $1,000.00Minimum loan amount $1,000
More Information
Published by Bank Australia under the Consumer Data Right · Last updated 23 June 2026 · Product ID 1a59253e-f64b-4525-af33-17989bbc3ebf · View on CDR.gov.au · View Source Data (JSON)