Commercial Loan
Business loans for values-aligned businesses
Fees
| Fee | Type | Amount |
|---|---|---|
| Mortgage Discharge Fee Payable when you discharge the mortgage. Statutory government registration fees will still apply. | Event | $275.00 |
| Quantity Surveyor Fee Payable when a Quantity Surveyor is required. | Other | $0.00 – $0.00 |
| Progress Draw Fee A fee may apply per profressive draw down. Please contact Bank Australia for more information. | Other | $0.00 – $0.00 |
| Valuation Fee A valuation fee will apply. The fee's vary based on the property being valued. | Other | $0.00 – $0.00 |
| Establishment Fee An establishment fee will apply | Other | $0.00 – $0.00 |
| Solicitor Fee Certain applications for commercial credit require the use of a solicitor to facilitate. Additional fee's will apply and are payable to the solicitor used by Bank Australia. Please contact us for more information | Other | $0.00 – $0.00 |
| Line Fees A fee that may be charged for having the facility | Other | $0.00 – $0.00 |
| Secured overdraft fee Charged monthly · Charged monthly | Ongoing | $25.00 |
| Overdraft Administration Fee Charged yearly · Charged annually | Ongoing | $50.00 |
| Secured commercial loans/overdrafts establishment fee The establishment fee is calculated as 0.5% (min $100) of the loan amount plus valuation fee and Bank Australia solicitor fees for preparing the security and loan documents. | Other | $0.00 – $0.00 |
| Unsecured commercial loans/overdrafts establishment fee The establishment fee is calculated as 0.5% (min $100) of the loan amount | Other | $0.00 – $0.00 |
| Bank guarantee facility Annual fee of 1.5% of the guarantee amount. | Other | $0.00 – $0.00 |
More Information
Published by Bank Australia under the Consumer Data Right · Last updated 24 June 2026 · Product ID 1b9eb26c-5575-47b6-b8ee-da00a8a067a0 · View on CDR.gov.au