Term Deposit 18 months
The fixed term deposit making a positive difference to more than just your bank balance.
- Fixed rate
- 3.55%
- 18 months
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed · 18 months Interest rates expressed as annual percentage rates. The interest rates shown are for an amount of $500 to $3,000,000 for personal customers. For commercial customers the interest rates shown are for an amount of $500 to $1,000,000. | 3.55% | Term Deposit 18 months - $500-$1m - Balance | every 18 months |
| Fixed · 18 months Interest rates expressed as annual percentage rates. The interest rates shown are for an amount of $500 to $3,000,000 for personal customers. For commercial customers the interest rates shown are for an amount of $500 to $1,000,000. | 3.55% | Term Deposit 18 months - $500-$3m - Balance | every 18 months |
Fees
| Fee | Type | Amount |
|---|---|---|
| SMS alert fee This fee is charged when you elect to receive notifications about your account via SMS messages to a mobile telephone number you have given us for contacting you. The cost is per SMS. | Event | $0.25 |
| Company/business name searches When we conduct a search of the ASIC register to obtain information about the ownership of a company in administration of an account. The cost is per search. | Event | $40.00 |
| Security token fee When you request that we provide you with a physical Token to provide an additional layer of security when you engage in transactions that carry a higher risk. We do not charge for the virtual token. | Event | $50.00 |
| Certificates supplied by the bank A fee for comprehensive certificates supplied for audit. The cost is $5 per page and $25 per hour. | Event | $5.00 |
| Dormancy Fee Charged yearly · Administration fee where account has been transferred to dormancy status. | Ongoing | $10.00 |
| Same day funds transfers within Australia fee (RTGS) This fee is for a Real Time Gross Settlement (RTGS) payment which refers to the process of transferring money from one bank to another in Australia on a real time and gross basis. The cost is per transfer. |
Features
- Digital banking
- You can self-serve your day-to-day banking needs via Bank Australia's App or Internet Banking.
- Early Withdrawal: If you want to withdraw your TD prior to maturity, you are required to provide 31 days' prior notice. You may incur an interest adjustment and a Term Deposit early withdrawal admin fee.
Eligibility
- Business customersSole traders, Pty Ltd, public companies, partnerships or associations
- Minimum age — 0 yearsChildren aged 12 years and younger requires that a parent or guardian is a signatory to the account until the child turns 13 years old. At the age of 13 years old, the parent or guardian may at the child's election, cease to be a signatory.
- Individuals onlyNatural Person or In trust for a Natural Person or Non-Individual entity
- Residency status — AUBe an Australian citizen, permanent resident or have a valid visa; or entity be registered in Australia
Constraints
- Minimum balance — $500.00Minimum Balance of $500 is required
More Information
Published by Bank Australia under the Consumer Data Right · Last updated 24 June 2026 · Product ID 3d455cd8-7fed-4849-a85a-dee559f127e6 · View on CDR.gov.au · View Source Data (JSON)