Community Access
The no-monthly-fee transaction account for organisations who do good for the world
- Base rate
- 1.25%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable Interest rate is variable and is calculated daily on whole of balance and credited monthly. | 0% | $0.01 to $4,999.99 | monthly |
| Variable Interest rate is variable and is calculated daily on whole of balance and credited monthly. | 1.25% | $150,000 to $499,999.99 | monthly |
| Variable Interest rate is variable and is calculated daily on whole of balance and credited monthly. | 1.25% | $5,000 to $149,999.99 | monthly |
| Variable Interest rate is variable and is calculated daily on whole of balance and credited monthly. | 1.25% | $500,000 and above | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| International transaction fee (ITF) When you undertake an International transaction on a Bank Australia Visa Debit Card you will be charged the fee. An International transaction is any purchase, withdrawal or credit in a currency other than Australian Dollars or where the merchant or financial institution accepting the transaction is outside of Australia or where there is a currency conversion. | Transaction | 3% of transaction |
| Exceeding available funds fee A fee charged when you exceed the actual balance or authorised limit of your savings account, transaction account, or overdraft facility greater than $100 payable on the day the event occurs or next day. | Event | $0.00 |
| Visa foreign cash withdrawal fee A fee that applies to any cash withdrawal transaction made with your Bank Australia Visa Debit Card outside Australia. | Withdrawal | $0.00 |
| Domestic ("press credit") cash withdrawal fee A fee that applies to any cash withdrawal transaction within Australia made using the "credit" option on a Bank Australia Visa Debit card. | Withdrawal | $0.00 |
| Monthly Fee Charged monthly · A flat fee payable on the last day of each month. | Ongoing | $0.00 |
Features
- Bill payment (BPAY) — BPAY
- You can pay bills with the BPAY logo via Bank Australia App or Internet Banking.
- Card access — Visa Debit Card
- Use instore, online and withdraw local currency at millions of locations, everywhere Visa is accepted. Cards are enabled to support diverse needs with raised bumps on the left hand-side on the front face of the card.
- Digital banking
- You can self-serve your day-to-day banking needs via Bank Australia's App or Internet Banking.
- Digital wallet — Google, Samsung and Apple Pay available
- Leave your wallet behind and pay for the things you need with Google Pay/ Samsung Pay/ Apple Pay.
- Notifications — Card and Account Notifications
- Notifications can be enabled in the App or through Internet Banking, allowing you to be alerted either by email, sms or through the App about your card/account activity.
Eligibility
- Business customersAvailable to schools, registered not-for-profit enterprises or community organisations.
- Minimum age — 18 years18+years
- Residency status — AUBusiness must be registered in Australia
More Information
Published by Bank Australia under the Consumer Data Right · Last updated 3 July 2026 · Product ID bfbb617e-7440-4f9e-b71f-51d1617a1f67 · View on CDR.gov.au · View Source Data (JSON)