Term Deposit Negotiated
The fixed term deposit making a positive difference to more than just your bank balance.
Fees
| Fee | Type | Amount |
|---|---|---|
| Term Deposit Early Withdrawal Any request for early release of funds from the term deposit will be subject to 31 days' notice. If regular access to funds is required, another account may be more suitable. The request for early withdrawal will incur an early release prepayment adjustment to the interest rate and a Term Deposit early withdrawal admin fee may apply. Please refer to Summary of Accounts for more information. Any funds you leave in the account will continue to earn interest at the interest rate originally agreed. The minimum investment amount of $500 must be retained in the term deposit. | Event | $0.00 |
| Company/business name searches When we conduct a search of the ASIC register to obtain information about the ownership of a company in administration of an account. The cost is per search. | Event | $40.00 |
| Certificates supplied by the bank A fee for comprehensive certificates supplied for audit. The cost is $5 per page and $25 per hour. | Event | $5.00 |
| Duplicate statement fee $5 per statement (for period more than 3 months before request). A fee that may be charged if you order a copy of a statement that has already been issued on your account. This fee per statement and is charged on or after the day you order the duplicate statement. | Event | $5.00 |
| Dormancy Fee Charged yearly · Administration fee where account has been transferred to dormancy status. | Ongoing | $10.00 |
| Security token fee When you request that we provide you with a physical Token to provide an additional layer of security when you engage in transactions that carry a higher risk. We do not charge for the virtual token. | Event | $50.00 |
| SMS alert fee This fee is charged when you elect to receive notifications about your account via SMS messages to a mobile telephone number you have given us for contacting you. The cost is per SMS. | Event | $0.25 |
| Same day funds transfers within Australia fee (RTGS) This fee is for a Real Time Gross Settlement (RTGS) payment which refers to the process of transferring money from one bank to another in Australia on a real time and gross basis. The cost is per transfer. | Transaction | $20.00 |
| Staff assisted international payment in foreign currency This fee is charged when you make an International Payment in foreign currency via a Branch or the Contact Centre. The cost is per transfer. | Transaction | $30.00 |
| Staff assisted international payment in AUD This fee is charged when you make an International Payment in AUD via a Branch or the Contact Centre. The cost is per transfer. | Payment | $30.00 |
| Online international payment in foreign currency This fee is charged when you make an International Payment in foreign currency on-line via Internet banking or Bank Australia app. The cost is per transfer. | Payment | $10.00 |
| Inwards Payment fee International money transfer from overseas (other fees may be charged by participating banks involved in the transaction or settlement). The cost is per transaction. | Deposit | $0.00 |
Features
- Digital banking
- You can self-serve your day-to-day banking needs via Bank Australia's App or Internet Banking.
- Early Withdrawal: If you want to withdraw your TD prior to maturity, you are required to provide 31 days' prior notice. You may incur an interest adjustment and a Term Deposit early withdrawal admin fee.
Eligibility
- Business customersSole traders, Pty Ltd, public companies, partnerships or associations
- Minimum age — 13 yearsCustomers must be aged 18+ to open a personal or non-personal Term Deposit. This term deposit cannot be opened through digital channels.
- Individuals onlyNatural Person or In trust for a Natural Person or Non-Individual entity
- Residency status — AUBe an Australian citizen, permanent resident or have a valid visa; or entity be registered in Australia
Constraints
- Minimum balance — $500.00Minimum Balance of $500 is required
More Information
Published by Bank Australia under the Consumer Data Right · Last updated 24 June 2026 · Product ID d13adbb1-907c-48bb-aaf2-e6207e1a7097 · View on CDR.gov.au