Platinum Visa Credit Card
Be rewarded for your spending with Qantas Points. Great for those who pay their card in full each month and are a Qantas Frequent Flyer member.
- Purchase rate
- 20.24%
- Annual fee
- $189.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Cash advance Minimum monthly repayments of 2.5% or $20, whichever is greater. If the closing balance is less than $20, you must pay the full closing balance. | 20.24% | — | — |
| Purchase Minimum monthly repayments of 2.5% or $20, whichever is greater. If the closing balance is less than $20, you must pay the full closing balance. | 20.24% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Cash Advance Fee - Overseas Applies to any cash advance made outside Australia on the Platinum Rewards Visa, $5 plus the International Transaction Fee (ITF) | Cash advance | $5.00 |
| Cash Advance Fee - Domestic A fee charged to any cash advance within Australia through all channels on the Platinum Rewards Visa Credit Card | Cash advance | $5.00 |
| International transaction fee (ITF) When you undertake an International transaction on a Bank Australia Visa Debit Card you will be charged the fee. An International transaction is any purchase, withdrawal or credit in a currency other than Australian Dollars or where the merchant or financial institution accepting the transaction is outside of Australia or where there is a currency conversion. | Transaction | 3% of transaction |
| Platinum Rewards Credit Card Annual Fee Charged yearly · An annual fee charged on your credit card.
| Ongoing | $189.00 |
| Visa emergency card/cash overseas fee A fee charged when you need an emergency replacement card or cash delivered to you on an urgent basis to an address overseas. |
Features
- Additional cards — up to 1
- For greater convenience and flexibility you can share you Bank Australia credit card with 1 additional card holder provided they are at least 18 years old. The card will be in their name but you will remain responsible for the account.
- Card access — Visa Credit Card
- Use instore, online and withdraw local currency at millions of locations, everywhere Visa is accepted. Cards are enabled to support diverse needs with raised bumps on the left hand-side on the front face of the card.
- Discounts on other products — Complimentary Overseas Travel Insurance
- Overseas travel insurance is provided free of charge for up to 90 days subject to full terms and conditions.
- Digital banking
- You can self-serve your day-to-day banking needs via Bank Australia's App or Internet Banking.
- Digital wallet — Google, Samsung and Apple Pay available
- Leave your wallet behind and pay for the things you need with Google Pay/ Samsung Pay/ Apple Pay.
Eligibility
- Minimum age — 18 years18+ years
- Individuals only
- Each application for credit is subject to our normal lending criteria and approval.
- Residency status — AUAvailable to citizens or permanent resident of Australia and valid Visa holders.
Constraints
- Minimum limit — $1,000.00Minimum Credit Limit of $1000 is required
Bundles
Offset Loan
Offset Loan
Offset loans include an annual fee waiver for the Platinum Rewards Credit Card and everyday banking.
More Information
Published by Bank Australia under the Consumer Data Right · Last updated 10 April 2026 · Product ID f23e4849-212b-4a22-beb1-a088654d73e5 · View on CDR.gov.au