Basic Home Loan Variable LVR<60%
Basic Home Loan Variable LVR<60%
- From (owner occupied)
- 5.99%
- 6.04% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 5.99% | 6.04% | LVR up to 60% |
Fees
| Fee | Type | Amount |
|---|---|---|
| Arrears Fee Applies when a loan is 7 and 30 calendar days in arrears | Late payment | $20.00 |
| Discharge Of Mortgage Fee $395.00 per Title. | Exit | $395.00 |
| Settlement Fee Costs associated with processing the documentation and settlement of the loan | Upfront | $595.00 |
Features
- Redraw facility
- Minimum of $500 per redraw
- PayID
- Digital banking
- Extra repayments
- Ability to make additional repayments on a variable rate loan with no cost
Eligibility
- Available to members only.
- Minimum age — 18 years
- Residency status — Individual applications must be permanent residents and joint accounts require at least one permanent resident as well as additional requirements for the non-resident applicants.
Constraints
- Minimum LVR — 0%
- Maximum LVR — 98%
More Information
Published by Bank First under the Consumer Data Right · Last updated 10 June 2026 · Product ID 0e9a7d6f-5887-460e-89ee-b09cbe2e8526 · View on CDR.gov.au