Classic Credit Card
Classic Credit Card Account
- Purchase rate
- 12.54%
- Annual fee
- $30.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Cash advance | 12.54% | — | — |
| Purchase | 12.54% | — | — |
| Balance transfer | 12.54% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Issue Card Or Pin Internationally By Registered Mail $15 dollars per item | Event | $15.00 |
| Replacement Card Fee $12.00 Staff Assisted and $8 via Mobile Banking App | Replacement | $8.00 |
| Credit Card Cash Advance At Bank@Post | Cash advance | $2.50 |
| Credit Card Atm Withdrawal Fees | Cash advance | $2.50 |
| Credit Card Bankfirst Atm Withdrawal | Cash advance | $2.50 |
| Account Keeping Fees Charged monthly | Ongoing | $0.00 |
| Arrears Fee 7 | Late payment | $20.00 |
| Inactive Membership Fee Charged yearly | Ongoing |
Features
- Balance transfers
- Card access — Visa Classic Credit Card
- Other service related charges apply based on your circumstances
- PayID
- Digital banking
- Digital wallet — Google Pay
- Digital wallet — Apple Pay
- Interest-free period — 55 days
- Up to 55 days interest free
Eligibility
- Minimum age — 18 years
- Available to members only.
- Residency status — Individual applications must be permanent residents and joint accounts require at least one permanent resident as well as additional requirements for the non-residant applicants.
Constraints
- Minimum limit — $2,000.00
More Information
Published by Bank First under the Consumer Data Right · Last updated 15 June 2026 · Product ID 156e9854-eace-460f-8390-6823965cff27 · View on CDR.gov.au · View Source Data (JSON)