---
title: "4 Year Term Deposit — Bank First"
description: "Term Deposits from Bank First. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bank-first/products/4c2df64d-a244-4f64-a0c4-61c6fb650b58
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-05T23:41:03.265514Z
---

# 4 Year Term Deposit — Bank First

> Term Deposits from Bank First. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Term Deposits · Bank First Production**

Term Deposit Account

## At a glance

- **Fixed rate:** 4.7% (1460 days)

## Apply

Applications are handled by the provider: [Apply at Bank First](https://form.bankfirst.com.au/account-application)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Fixed · 1460 days | 4.7% | 4 Year Term Deposit; 4 Year Term Deposit | at maturity |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Term Deposit Early Withdrawal Interest Rate Reduction — For early withdrawals of a part or full amount of a Term Deposit the interest accrued or paid to that date will reduce as follows: Percentage of Term Remaining 0-19.99% interest reduction = 20%,Term Remaining  20-39.99% interest reduction = 40%,Term Remaining  40-59.99% interest reduction = 60%,Term Remaining 60-79.99% interest reduction = 80%, Term Remaining 80-100% interest reduction = 90%. | Withdrawal | From $0.00 |

## Features

- **Other service related charges apply based on your circumstances**
- **Digital banking** (Balance Enquiry Only)

## Eligibility

- **Available to members only**

## Constraints

- **Opening balance** — $500.00
- **Minimum balance** — $500.00

## More information from Bank First

- [Overview](https://www.bankfirst.com.au/bank-accounts/term-deposits)
- [Terms & conditions](https://www.bankfirst.com.au/disclosure-documents)
- [Eligibility](https://www.bankfirst.com.au/-/media/bankfirst/pdfs/termsandconditions/tc_part_a.pdf?la=en&hash=1BD3E51F84EC9362648BB08285FA0082715FEDB6)
- [Fees & pricing](https://www.bankfirst.com.au/-/media/bankfirst/pdfs/termsandconditions/tc_part_b.pdf?la=en&hash=172D55D317D95FDB13F24CDFDE6D3B6B2E7C7F37)

## Data provenance

- Published by Bank First under the Consumer Data Right
- Product ID: `4c2df64d-a244-4f64-a0c4-61c6fb650b58`
- Last updated by the provider: 5 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bank-first/4c2df64d-a244-4f64-a0c4-61c6fb650b58
- Provider page: https://www.cdrcompare.au/brands/bank-first
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000112

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bank-first/products/4c2df64d-a244-4f64-a0c4-61c6fb650b58) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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