Complete Home Loan Owner Occupied Construction Variable LVR<80%
Complete Home Loan Owner Occupied Construction Variable LVR<80%
- From (owner occupied)
- 6.44%
- 6.35% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.44% | 6.35% | LVR up to 80% |
Fees
| Fee | Type | Amount |
|---|---|---|
| Discharge Of Mortgage Fee $395.00 per Title. | Exit | $395.00 |
| Arrears Fee Applies when a loan is 7 and 30 calendar days in arrears | Late payment | $20.00 |
| Settlement Fee Costs associated with processing the documentation and settlement of the loan | Upfront | $595.00 |
Features
- Offset account
- Not available during fixed interest rate period. When you link a transaction account to an offset facility, you earn no interest under the transaction account even if the balance of the transaction account exceeds the loan balance.
- PayID
- Digital banking
- Redraw facility
- Minimum of $500 per redraw
- Extra repayments
- Ability to make additional repayments on a variable rate loan with no cost
Eligibility
- Residency status — Individual applications must be permanent residents and joint accounts require at least one permanent resident as well as additional requirements for the non-resident applicants.
- Minimum age — 18 years
- Available to members only.
Constraints
- Maximum LVR — 98%
- Minimum LVR — 0%
More Information
Published by Bank First under the Consumer Data Right · Last updated 10 June 2026 · Product ID 4e3318ce-58ce-4391-b8ee-3874ad79af4c · View on CDR.gov.au