Christmas Club Account
Savings Account
- Base rate
- 3.35%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 3.35% | — | every 3 months |
Fees
| Fee | Type | Amount |
|---|---|---|
| Direct Entry Return Fee | Event | $2.50 |
| Direct Debit Stop Request | Event | $9.00 |
| Direct Debit Dishonour Fee | Dishonour | $15.00 |
| Overdrawn Account Fee Applies when your Transaction / Savings Account is overdrawn or the balance exceeds the limit of any Overdraft attached to the account at close of business and charged again at seven day increments if the balance remains overdrawn / limit exceeded. | Event | $15.00 |
| Statement Request | Enquiry | $0.00 |
| Coin Handling Fee Handling of a coin deposit or withdrawal - $5 per every $100. | Event | $5.00 |
| Inactive Membership Fee Charged yearly | Ongoing | $30.00 |
| Non- Individual Membership Establishment Fee |
Features
- Phone banking is available, balance enquiries only
- PayID
- Digital banking
- Balance Enquiry only
- Funds are available for withdrawal from the first business day in November to the end of December. On the first business day in December the balance of the account plus interest will be credited to the Transaction Account. One withdrawal per quarter is permitted. Any further withdrawals may result in the closure of the account and the balance of funds being transferred to your Transaction Account
- Other service related charges apply based on your circumstances
Eligibility
- Available to members only.
More Information
Published by Bank First under the Consumer Data Right · Last updated 21 May 2026 · Product ID 6690c88c-04b8-4c36-8a56-cec0909f8ad4 · View on CDR.gov.au · View Source Data (JSON)