---
title: "Bonus Saver Account — Bank First"
description: "Transaction & Savings Accounts from Bank First. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bank-first/products/7001a0c9-b435-4dae-b386-f1cabd79229f
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-15T23:12:02.993819Z
---

# Bonus Saver Account — Bank First

> Transaction & Savings Accounts from Bank First. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · Bank First Production**

Savings Account

## At a glance

- **Base rate:** 0.05%
- **Bonus rate:** 4.95% (conditions apply)

## Apply

Applications are handled by the provider: [Apply at Bank First](https://form.bankfirst.com.au/account-application)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0.05% | Bonus Base Saver Account_Tier_1 | monthly |
| Bonus (Bonus interest additional to the base rate is earned when at least one deposit of a minimum of $1.00 and no withdrawals are made in the month. · Bonus interest additional to the base rate is earned when at least one deposit of a minimum of $1.00 and no withdrawals are made in the month.) | 4.95% | Bonus Saver Account_Tier_1 | monthly |
| Bonus (Bonus interest additional to the base rate is earned when at least one deposit of a minimum of $1.00 and no withdrawals are made in the month. · Bonus interest additional to the base rate is earned when at least one deposit of a minimum of $1.00 and no withdrawals are made in the month.) | 4.95% | Bonus Saver Account_Tier_2 | monthly |
| Variable (No additional product conditions) | 0.05% | Bonus Base Saver Account_Tier_2 | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Account Keeping Fees — Charged monthly | Ongoing | $0.00 |
| Direct Entry Return Fee | Event | $2.50 |
| Direct Debit Stop Request | Event | $9.00 |
| Direct Debit Dishonour Fee | Dishonour | $15.00 |
| Coin Handling Fee — Handling of a coin deposit or withdrawal - $5 per every $100. | Event | $5.00 |
| Inactive Membership Fee — Charged yearly | Ongoing | $30.00 |
| Statement Request | Enquiry | $0.00 |
| Overdrawn Account Fee — Applies when your Transaction / Savings Account is overdrawn or the balance exceeds the limit of any Overdraft attached to the account at close of business and charged again at seven day increments if the balance remains overdrawn / limit exceeded. | Event | $15.00 |
| Non- Individual Membership Establishment Fee — Applies when a Non-Individual membership is established | Upfront | $50.00 |

## Features

- **Digital banking**
- **Phone Banking is available**
- **Other service related charges apply based on your circumstances**
- **Bill payment (BPAY)**
- **PayID**

## Eligibility

- **Available to members only**

## More information from Bank First

- [Overview](https://www.bankfirst.com.au/bank-accounts/savings-accounts/bonus-saver)
- [Terms & conditions](https://www.bankfirst.com.au/disclosure-documents)
- [Eligibility](https://www.bankfirst.com.au/-/media/bankfirst/pdfs/termsandconditions/tc_part_a.pdf?la=en&hash=1BD3E51F84EC9362648BB08285FA0082715FEDB6)
- [Fees & pricing](https://www.bankfirst.com.au/-/media/bankfirst/pdfs/termsandconditions/tc_part_b.pdf?la=en&hash=172D55D317D95FDB13F24CDFDE6D3B6B2E7C7F37)

## Data provenance

- Published by Bank First under the Consumer Data Right
- Product ID: `7001a0c9-b435-4dae-b386-f1cabd79229f`
- Last updated by the provider: 15 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bank-first/7001a0c9-b435-4dae-b386-f1cabd79229f
- Provider page: https://www.cdrcompare.au/brands/bank-first
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000112

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bank-first/products/7001a0c9-b435-4dae-b386-f1cabd79229f) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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