---
title: "Preschool Day to Day Account — Bank First"
description: "Transaction & Savings Accounts from Bank First. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bank-first/products/d74f2aca-fb7e-4fc9-a044-a842eb1430a8
source: "CDR Compare"
language: en-AU
last_updated: 2026-04-30T07:42:08.532576Z
---

# Preschool Day to Day Account — Bank First

> Transaction & Savings Accounts from Bank First. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · Bank First Production**

Preschool Transaction Account

## At a glance

- **Base rate:** 0.05%

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0.05% | Preschool Day to Day Account_Tier_2 | every 3 months |
| Variable | 0.05% | Preschool Day to Day Account_Tier_1 | every 3 months |
| Variable | 0.05% | Preschool Day to Day Account_Tier_3 | every 3 months |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Bank First Corporate Cheque Stop Payment | Event | $15.00 |
| Coin Handling Fee — Handling of a coin deposit or withdrawal - $5 per every $100. | Event | $5.00 |
| Voucher Retrieval Fee For Cheque/Deposit — $5.00 per voucher | Event | $5.00 |
| Direct Debit Dishonour Fee | Dishonour | $15.00 |
| Cheque Dishonour Fee | Event | $17.50 |
| Account Keeping Fees — Charged monthly | Ongoing | $0.00 |
| Replacement Card Fee — $12.00 Staff Assisted and $8 via Mobile Banking App | Replacement | $8.00 |
| Direct Entry Return Fee | Event | $2.50 |
| Express Posting Of Card Or Pin In Australia | Event | $15.00 |
| Non- Individual Membership Establishment Fee — Applies when a Non-Individual membership is established | Upfront | $50.00 |
| Visa Debit Card Overseas Atm Withdrawals — The ATM operator may charge a fee at the time of the transaction | Withdrawal | $2.50 |
| Issue Card Or Pin Internationally By Registered Mail — $15 dollars per item | Event | $15.00 |
| Direct Debit Stop Request | Event | $9.00 |
| Bank First Cheque Fee | Event | $5.00 |
| Overdrawn Account Fee — Applies when your Transaction / Savings Account is overdrawn or the balance exceeds the limit of any Overdraft attached to the account at close of business and charged again at seven day increments if the balance remains overdrawn / limit exceeded. | Event | $15.00 |
| Inactive Membership Fee — Charged yearly | Ongoing | $30.00 |
| Statement Request | Enquiry | $0.00 |
| Visa Debit Over The Counter Cash Advance | Withdrawal | $2.50 |
| Currency Conversion Fee — Discount −3% of transaction — This fee is waived for Premier/Rewards Package Home Loan customers (eligibility: Other: This fee is waived for Premier/Rewards Package Home Loan customers) | Transaction | 3% of transaction |
| Emergency Overseas Replacement Card Fee — Discount −$150.00 — This Fee is waived for Platinum credit card holders (eligibility: Other: Fee is waived for Platinum credit card holders) | Replacement | $150.00 |

## Features

- **Real-time payments (NPP)**
- **PayID**
- **Digital banking**
- **Other service related charges apply based on your circumstances**
- **Bill payment (BPAY)**
- **Bill payment (BPAY)** — Bpay

## Eligibility

- **Minimum 2 signatories**

## More information from Bank First

- [Overview](https://www.bankfirst.com.au/bank-accounts/preschool-accounts/transact/day-to-day-account)
- [Terms & conditions](https://www.bankfirst.com.au/disclosure-documents)
- [Eligibility](https://www.bankfirst.com.au/-/media/bankfirst/pdfs/termsandconditions/tc_part_a.pdf?la=en&hash=1BD3E51F84EC9362648BB08285FA0082715FEDB6)
- [Fees & pricing](https://www.bankfirst.com.au/-/media/bankfirst/pdfs/termsandconditions/tc_part_c_schools.pdf?la=en&hash=75BFC555771ABBE857948B9FC65F5AA3BC01E0FE)

## Data provenance

- Published by Bank First under the Consumer Data Right
- Product ID: `d74f2aca-fb7e-4fc9-a044-a842eb1430a8`
- Last updated by the provider: 30 April 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bank-first/d74f2aca-fb7e-4fc9-a044-a842eb1430a8
- Provider page: https://www.cdrcompare.au/brands/bank-first
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000112

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bank-first/products/d74f2aca-fb7e-4fc9-a044-a842eb1430a8) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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