First Access Account
Child Transaction Account
- Base rate
- 1.95%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 1.95% | — | every 3 months |
Fees
| Fee | Type | Amount |
|---|---|---|
| Inactive Membership Fee Charged yearly | Ongoing | $30.00 |
| Issue Card Or Pin Internationally By Registered Mail $15 dollars per item | Event | $15.00 |
| Coin Handling Fee Handling of a coin deposit or withdrawal - $5 per every $100. | Event | $5.00 |
| Direct Debit Dishonour Fee | Dishonour | $15.00 |
| Account Keeping Fees Charged monthly | Ongoing | $0.00 |
| Replacement Card Fee $12.00 Staff Assisted and $8 via Mobile Banking App | Replacement | $8.00 |
| Visa Debit Card Overseas Atm Withdrawals The ATM operator may charge a fee at the time of the transaction | Withdrawal | $2.50 |
Features
- Phone banking is available
- Other service related charges apply based on your circumstances
- PayID
- Digital wallet — Google Pay
- Digital banking
- The minimum age to register for internet banking is 12 years old and the child must be a signatory on the account. However, a child that wants to register and is aged between 12-14 years old can be registered, so long as they have a parent/guardian attached to the account that is also is a signatory.
- Digital wallet — ApplePay
- Card access — Visa Debit Card
- Any Visa Debit Card on this account when the child is under the age of 12, is to be in the name of the adult authorised to operate the account.
Eligibility
- Maximum age — 17 years17 years or less
- Available to members only.
More Information
Published by Bank First under the Consumer Data Right · Last updated 21 May 2026 · Product ID e0589ed4-b32b-4d7d-9c60-2ad88b038e11 · View on CDR.gov.au · View Source Data (JSON)