Complete Home Loan Owner Occupied 5 year fixed LVR >80% <90%
Complete Home Loan Owner Occupied 5 year fixed LVR >80% <90%
- From (owner occupied)
- 7%
- 6.88% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 5 years | 7% | 6.88% | LVR above 80% - 90% |
Fees
| Fee | Type | Amount |
|---|---|---|
| Settlement Fee Costs associated with processing the documentation and settlement of the loan | Upfront | $595.00 |
| Discharge Of Mortgage Fee $395.00 per Title. | Exit | $395.00 |
| Arrears Fee Applies when a loan is 7 and 30 calendar days in arrears | Late payment | $20.00 |
| Break Cost Fee Applies when during the fixed term the loan is repaid early, transferred to a variable loan or additional payments exceed $30,000 p.a. | Event | From $0.00 |
Features
- PayID
- Digital banking
- Redraw facility
- Minimum of $500 per redraw
- Extra repayments
- Ability to make up to $30,000 p.a. in additional repayments during the fixed rate period without incurring a break cost; additional repayments will incur a break cost
Eligibility
- Residency status — Individual applications must be permanent residents and joint accounts require at least one permanent resident as well as additional requirements for the non-residant applicants.
- Minimum age — 18 years
- Available to members only.
Constraints
- Minimum limit — $50,000.00
- Maximum LVR — 98%
- Minimum LVR — 0%
More Information
Published by Bank First under the Consumer Data Right · Last updated 10 June 2026 · Product ID e78addbf-25a1-4484-9f88-04491181989d · View on CDR.gov.au